From my family to you and yours, wishing you a… Wonderful Holiday Season **************************************************** Meanwhile, Mr. Market… …seems not to be in the holiday spirit this year. Unless it is ghosts of corrections past. From a high of ~2941, the S&P 500 is down 474 points (as I write) for a 16% decline. Solidly in… [Continue Reading]

JL has been receiving a lot of questions about holding VBTLX vs. VMRXX (cash) in today’s era of rising interest rates. We included his comment at the end of this post in our most recent newsletter and figured it would be helpful for the community to resurface this post. If you haven’t signed up for the newsletter, drop your email address in the newsletter signup in the sidebar or at the end of this post to receive a weekly email with new posts, ideas, and resources to help you on your financial journey.

These days the consensus view, looking out over the next few decades, seems to be we should expect more modest returns from stocks than we’ve enjoyed over the past few. They see factors forming that look to act as a drag on what we might otherwise historically expect. Indeed this is the opinion of my… [Continue Reading]

Intro by JL’s Team Is the bear market over, is it “on pause,” or is it just taking a nap before roaring back to life?  Truth is, it doesn’t matter. In this post from 2017, JL addresses when is the right time to buy—and when is the right time to sell… Based on some of… [Continue Reading]