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You are here: Home / business / Help Wanted

Help Wanted

by jlcollinsnh 43 Comments

help-wanted-pony-express

Pony Express

When I launched this blog back in the good old days, I barely knew what a blog was. I had heard the term but I had never actually seen one. I joke that the first blog post I ever read was the first post I ever wrote. If it is funny it is because it is true.

In that Spring of 2011 I was writing some letters to my daughter concerning a few financial things I thought she should know but that she wasn’t yet ready or willing to hear. These were my insurance against the possibility that should I not be around if and when the time came, she’d still be able to access what I had to say.

I shared these with a business friend who suggested other friends and family members might find them useful. He suggested the blog and pointed me to WordPress. This is why it is titled jlcollinsnh.com; I wanted these people to know it was me. I never dreamed it would have a broader audience. For that matter, I had no idea there were other financial blogs out there, most with clever and descriptive names.

After about a year, thanks in large part to this guest post Mr. MM asked me to write, the readership here began to explode. The blog now has an international audience and generates ~100,000 pages views a month from ~35,000 unique visitors. I’m told this is pretty good.

I’m not sure about that, but what I do know is that keeping it up and running has become increasingly more expensive and complex. Last Spring, for instance, it crashed and burned – finally going off-line completely. By imposing on the generosity of my blogging friends and Mrs. jlcollinsnh, who is far more temperamentally suited than I in dealing with this stuff, we finally realized we needed a more robust hosting service, picked one and got the site migrated.

Mainly because we really didn’t know what we were doing or how to do it, it was a bloody nightmare. It felt like God telling me my blogging days had run their course, and I very nearly shut the doors. But cooler heads prevailed.

I’m glad they did. Almost every day I get emails or comments from readers telling me how valuable the information here has been for them. The praise is almost embarrassing, but I’d be lying if I didn’t also admit to it being very gratifying. Motivating, too. Perhaps more than anything I’ve ever done, with this blog I have the feeling of contributing in a positive way.

The blog has also introduced me to many new and fascinating friends and their ideas. It has allowed me to help create cool new events like the Chautauquas and to attend cool events created by others like FinCon.

So I have reason to want to continue with it. But the problems have not gone away and the expenses are growing.

Over the past week the blog has again begun to have some operating issues and, at the suggestion of Synthesis (my new host since last Spring), I just updated to their more powerful (and costly) service. However, there are still snags and they have given me a list of plugin changes, upgrades and deletions they suggest. Plus WordPress is nagging me to upgrade to 4.0.

I’m very reluctant to take these steps because, in the past, one change leads to something else not working creating a snowball effect that has me sitting on the window ledge. I’m clearly going to need help.

Who better to ask than the smartest people in the world: The readers of this blog.

help-wanted $10

If you have the technical expertise and believe in the mission of this blog (and that last is very important to me), please read on. Here’s what I think I need:

1. Technical WordPress support. Keeping the blog updated and the plugins current and optimal.

2. Design help. Making the blog as appealing, simple, useful and easy to read and navigate as possible.

3. Technical interface with Synthesis, either directly or helping me understand how to work with them effectively.

4. Help to better monetize the blog. As I mentioned, the costs of operating it are rising. While I’ve added Adsense and have a couple of affiliate programs with Betterment and Republic Wireless, I don’t really understand how these things work and how they might work better for me. Or if there are other options that might work better still.

This is further complicated by the fact there are many ways to monetize that don’t serve my readers and which I am therefore unwilling to adopt. Here the reader will always come first and anyone wanting to help in this regard should be on board with this ethic.

5. Other important stuff I’m not experienced enough to know I need.

I don’t expect, or even want, only one person to do all this.

In addition to technical expertise I’m looking for people who sweat the details, take the time to understand what is being asked and who are great communicators. People who respond promptly, are dead reliable and who do what they say they will when they say they will. It’s a lot to ask for the little tasks this blog needs, but that’s why I’m only interested in people who deeply understand and value what I’m trying to do here.

If you think you’d like to help, send me an email: jlcollinsnh@comcast.net

In it tell me who you are, what you can do, how I can know you can do it, why you want to, why I can trust you and why we’ll have fun working together. Also, how working with you would work. Be sure the subject line reads: Help Wanted: name of what you can help with

Thanks!

 

Addendum: Forum

Another thing I’d like to do is to create a forum here, like that on MMM but smaller and more focused. I’d see it taking the place of Ask JLCollins and as a way for readers to interact and help each-other. I’d join in as needed and as I had time.

But I’d need someone who knows how to create such a thing and volunteer moderators.  Any takers? If so, shoot me an email to address in the post with — Help Wanted: Forum — in the subject line.

Related

Important Resources

  • Talent Stacker is a resource that I learned about through my work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where we featured Bradley Rice on the Podcast. In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his expenses low. Jonathan teamed up with Bradley to build Talent Stacker, and they have helped more than 1,000 students from all walks of life complete the program and land jobs like clockwork, earning double or even triple their old salaries using a Salesforce certification to break into a no-code tech career.
  • Credit Cards are like chain saws. Incredibly useful. Incredibly dangerous. Resolve to pay in full each month and never carry a balance. Do that and they can be great tools. Here are some of the very best for travel hacking, cash back and small business rewards.
  • Personal Capital is a free tool to manage and evaluate your investments. With great visuals you can track your net worth, asset allocation, and portfolio performance, including costs. At a glance you'll see what's working and what you might want to change. Here's my full review.
  • Betterment is my recommendation for hands-off investors who prefer a DIFM (Do It For Me) approach. It is also a great tool for reaching short-term savings goals. Here is my Betterment Review
  • NewRetirement offers cool tools to help guide you in answering the question: Do I have enough money to retire? And getting started is free. Sign up and you will be offered two paths into their retirement planner. I was also on their podcast and you can check that out here:Video version, Podcast version.
  • Tuft & Needle (T&N) helps me sleep at night. They are a very cool company with a great product. Here’s my review of what we are currently sleeping on: Our Walnut Frame and Mint Mattress.
  • Vanguard.com

Filed Under: business, Life

« Chautauqua 2014: Lightning strikes again!
Nightmare on Wall Street: Will the Blood Bath Continue? »

Comments

  1. Andy Fracica says

    October 8, 2014 at 4:28 pm

    Jim,

    Sent you an email. Call me when you have time.

    Andy

    Reply
  2. Jason says

    October 8, 2014 at 4:38 pm

    Hi Jim, longtime reader. I wish I could offer some kind of help because I think your blog is one of the most helpful in the personal finance world. Unfortunately, I probably have less technical knowledge than you about running a blog efficiently.

    I do have one suggestion for the “Ask JLCollinsnh” section though. I signed up to receive notifications of new posts there, and I was kinda surprised how many questions get repeated, or are very similar. It seems like people just ask without reading. Then I noticed how long that section is, and how long it takes to actually scroll and read through everything there. My suggestion is somehow coming up with a FAQ of the most popular questions/themes that get asked. That could make the section a little more concise and easier to find info before a question gets asked/repeated. Good luck moving the blog forward!

    Reply
    • jlcollinsnh says

      October 8, 2014 at 4:52 pm

      Thanks Jason!

      I have noticed that about the Ask JLCollinsnh page. It is popular, long and becoming redundant. It also takes a lot of time. So far I haven’t a solution. Maybe the FAQ is it. But I also notice that many people seem to have trouble taking the concepts here and applying them to their personal situation.

      Maybe one of the gurus replying will have an answer!

      Reply
  3. Peter says

    October 8, 2014 at 7:15 pm

    Jim love the blog and am very glad you decided to keep going!

    Reply
    • jlcollinsnh says

      October 8, 2014 at 7:51 pm

      Thanks Peter! Me too!

      I think. 😉

      Reply
  4. debs says

    October 8, 2014 at 7:54 pm

    Hi Jim

    I just started following your blog as I saw you featured in some of the FinCon posts from others. I’m afraid I can’t help you as I struggle myself with the technical blog stuff since I just started blogging 7 months ago. Learning a lot and I do enjoy it, but these matters take time away from writing. Anyways, I just wanted to say ‘hi’ from one senior blogger to another. There’s not that many in the PF blogosphere and although I love blogging with the young folk, I’m also keen to talk to pre-retirees and retirees. There won’t be any early retirement extreme for us!

    Reply
    • jlcollinsnh says

      October 8, 2014 at 11:03 pm

      Hi Debs…

      Glad you found your way here. Thanks for checking in.

      Good luck with your blog and enjoy the early months when things are still simple. 🙂

      Reply
  5. Adi says

    October 8, 2014 at 10:04 pm

    Hello Jim,

    My name is Adi and I have been following your blog for a while now.

    I am very glad you decided to keep up blogging.

    I would love to chat with you about your blog and help you out.

    Please let me know if you are still looking for someone.

    Adi

    Reply
    • jlcollinsnh says

      October 8, 2014 at 10:56 pm

      Hi Adi…

      Thanks for checking in and letting me know!

      If you are interested in helping, please send me an email as per the post.

      Reply
  6. Lucas says

    October 8, 2014 at 11:06 pm

    Thank you thank you thank you Jim! For the info on this blog and specially the calm, elegance, and long-term vision with which you pass it along.

    The position you’re looking to fill on the technical side is called systems administrator or “sys admin” for short. I hope that can point you in the right direction in finding the help you’re looking for. Ask MMM about it, too. I believe he’s had to hire help to do quite a bit of wordpress optimization and hosting expansion in the past year. Plus, he is to “blame” in part for this blog’s explosive growth 😉

    Best of luck!

    Reply
    • jlcollinsnh says

      October 8, 2014 at 11:09 pm

      Wow Lucas…

      Thanks for the very kind words. That what I was referring to in the post: gratifying and motivating.

      Thanks, too, for the tip as to what I’m looking for is called.

      You’re right. I blame Mr. MM. 😉

      Reply
  7. Andy Fracica says

    October 8, 2014 at 11:13 pm

    Hi Jim,

    Just checking to see if you got my email from earlier today.

    Andy

    Reply
    • jlcollinsnh says

      October 9, 2014 at 12:02 pm

      Yep. Got it. Thanks.

      Reply
  8. Mike says

    October 9, 2014 at 1:58 am

    Hi Jim. I would bet MMM got his big boost from ERE as you got yours from MMM.

    To be honest, the core of your blog is your series on financial matters and index investing. Not to be critical, but anything else of your blog can’t be at that same level.

    I think that’s why Jacob at ERE pretty much quit blogging, because he said what he had to say. I think it was you who turned me on to “Lacking Ambition” and he’s no longer around either.

    Reply
  9. Mark A. says

    October 9, 2014 at 9:17 am

    Hi Jim, It’s off your topic, sorry, but I have make a respectful counterpoint to Mike above. I read your blog for other than the excellent Stock Series. There just aren’t many other writers on personal finance who are as real and honest as you about the reality of dealing with wealth, the freedom it can provide, the potential problems with others that it generates, the challenges of giving it away, how to manage taxes, and other practical topics. It seems the financial world is full of annoying and sanctimonious types, professionals who want to take my money, or wannabees with smaller net worths than me. You’re doing it the way I’m doing it and I see you as a pioneer guide for me and a heck of nice, caring and fun fellow. I’m not begging you to keep at this if you decide the ROI in personal or financial terms is no longer there for you someday, but I know there are a lot of us who think you and just a few others own a unique and extremely helpful niche in this whole field, which ranges from useful-to-snakepit. Good luck fixing your site!

    Reply
  10. jlcollinsnh says

    October 9, 2014 at 12:41 pm

    Hi Mike and Mark…

    I know and appreciate you both as longtime readers.

    I agree that the Stock Series and related financial posts are the “crown jewels” here. They get about 25% more readership than the others.

    About a month ago I attended FinCon for the second year in a row. It is a conference for financial bloggers and it is great fun. Both years I learned that as a blogger I am doing most everything wrong:

    —The name of my blog is wrong. Should be more descriptive.
    —The blog should be more focused.
    —I should employ SEO strategies to game their system and improve my Google ranking.
    —I should put up more and bigger ads. Seems these generate much more revenue even as they piss off readers. They certainly piss me off.
    —I should include pop-up ads. See above.
    —Other stuff I don’t recall as it ran in one ear and right out the other.

    I did hear one comment that resonated: Write with just one person in mind. I can’t recall who said this or I’d give him/her credit.

    But from the beginning this has been written for and to my daughter. It is about what has worked for me and what has kicked me in the ass. It is about people, places and things that amuse or enlighten me. I’m still surprised anyone else would be interested, but I am delighted to have those who are along for the ride.

    Clearly, this isn’t the best blog-business strategy. But then I never intended this to be a business. It is much more about what moves me.

    That said, I do have a business background and mind, and I certainly don’t want to lose money doing this. As hopefully the post above conveys, I am open to better practices as long as they are consistent with ethic I’ve described.

    Mark, I’m delighted you see the interconnection with everything here and find it of value. Obviously that’s music to my ears and I very much appreciate your comment.

    Mike, the financial posts are still my major interest and I have more of those coming. I’m glad to have you around for those and they will be the core of my upcoming book.

    BTW, while Lacking Ambition hasn’t seen a new post in awhile it is still up and running.

    At some point I will probably lose interest and run out of things to say. But that’s at least a year away. Even then, assuming these technical issues get resolved, I’ll keep the site up as Jacob has with ERE. The world will always be full of people who haven’t seen it and might find it of use.

    My thanks to you both!

    Reply
  11. Mark AW says

    October 9, 2014 at 12:47 pm

    Jim,
    Thanks for all of the great info you have provided and for keeping the blog up. Not that I want you to go, but here are a couple suggestions for your “exit strategy” from blogging.
    1) Write a book, or ebook, from your stock series and most pertinent posts. I can easily see “Things I Would Tell My Daughter” being a bestseller. The proceeds can go to the upkeep of the blog or your favorite charity. And as mentioned above, Jacob at ERE said all he wanted to say, put it all in a book, and then went to live his life.
    2) Sell the blog to a like-minded blogger or company. I’m sure JD Roth could give you some good advice on how to go about it.
    Thanks again and good luck in your future endeavors.
    Mark

    Reply
    • jlcollinsnh says

      October 9, 2014 at 12:57 pm

      Thanks Mark…

      I appreciate the kind words and suggestions.

      As it happens I am a (hopefully) few months away from bringing out my book and have been thinking about a title. I like your suggestion a lot and will run it past my editor. 🙂

      Interestingly, at FinCon last month, one of my mentors in this space suggested selling the blog as an exit strategy and I was a little stunned at the value he suggested it might have. For now, I prefer the ERE model of keeping the blog up even after I cut back my active engagement with it.

      But this is all at least a year away and there is much more I want to do here.

      Reply
  12. Jon S. says

    October 9, 2014 at 1:23 pm

    Great Uncle Jim:

    Of course the thought of you “stepping away” from the blog makes me and clearly the masses shudder. You mention time and again that the inspiration for all of this has been your daughter. I believe the reason you have become so wildly popular ( which somewhat embarrasses you…making it all the more enjoyable ) is that we all need and crave the straight shooting advice you provide. My parents are/were a successful real estate business owner and an accounting professor/CPA….and their financial advice (or lack thereof)
    doesn’t hold a lit match to what you provide….selflessly and benevolently I might add. If nothing else, this proves that there is no doubt some strong “pent up demand” for your forthcoming book. Thanks for all you do. Tell those editors to “move it or lose it”…won’t ya?! 🙂

    Reply
    • jlcollinsnh says

      October 9, 2014 at 1:47 pm

      Why thank you, Jon…

      Your comment made me laugh as well as blush. 😉

      Let me be clear, I’m not planning to step away any time soon, certainly not until the book has been out awhile.

      Speaking of the book, the many delays are entirely my fault and not that of my long suffering editor. In fact, assuming this book actually comes into existence it will be largely due to his prodding, pushing, cajoling and encouragement. And that’s no lie! 🙂

      Reply
  13. Matt says

    October 9, 2014 at 5:19 pm

    Jim,

    What you have done with this blog is incredible. I want to echo want everybody before me has said and just let you know that you are doing an amazing thing. It’s so difficult to try and put a number on how many people you’re affecting, but it’s a high number. You referenced 35,000 unique visitors, but it goes so much farther than that. How many of those visitors have families that are now making sound financial decisions that may have been floundering before? For example, through one unique visitor, myself, you’ve not only made an impact on my life, but my wife, my parents, my siblings, and my close friends. Whenever somebody asks me for financial advice, my answers are rooted in what you have taught everyone through your blog. I can’t thank you enough for that. And to take it a step further, after more than a year of reading your blog and some others, I’ve started down the road of becoming a certified financial planner. And I can guarantee you that every client I meet with will in some way have received advice from jlcollinsnh. All that to say Jim, thank you so much for starting this journey. I’m sorry it’s become a hassle and a source of frustration, but I just hope you know how many people you have impacted in a truly meaningful way.

    I don’t really have any technical expertise that I can offer you, but I did have one idea. Assuming that the “Ask jlcollinsnh” part of your blog is one of the more time consuming components, what you might be able to do is appoint a few dedicated readers you trust that can field most of the questions. You could review the responses whenever you wanted, and if one of these people think it would be helpful if you chimed in, they could let you know. I’m guessing you won’t really like this idea since interacting with readers is one of your favorite aspects of the blog, but I thought I’d throw it out there. I’m guessing it would work better than a FAQ because I imagine most people would read a FAQ, and then decide that their situation is just unique enough that they have to post a question anyhow.

    Thank you thank you thank you for everything that you’ve put into this blog.
    Matt

    Reply
    • jlcollinsnh says

      October 9, 2014 at 6:19 pm

      Thank you Matt…

      You are too kind and I appreciate you letting me know.

      That said, as I understand how these numbers work, many of those 35,000 come here take a brief look and bounce away never to be seen again. Moreover, if you for instance visit the site several times a month each time counts you as a unique visitor. So the real number of true and, to me, valuable readers like yourself is far lower. As far as I know, the actual number is tough to pinpoint.

      That said, I do take your point about the multiplier effect. 🙂

      I also hope I didn’t come off as complaining too much. Sometimes it is a hassle and source of frustration, but most of the time it is great fun and very satisfying. And, as I mentioned, it has introduced me to some great people and opportunities.

      I’m a bit surprised that more of my readers don’t weigh in with their responses to some of the questions here. I see readers on MMM, for instance, do this all the time.
      Maybe there is something in my style that discourages this.

      One thing I think I would like to do is to create a forum here, like that on MMM but smaller and more focused. I’d see it taking the place of Ask JLC and as a way for readers to help each-other. I’d join in as needed and as I had time. But I’d need someone who knows how to create such a thing and volunteer moderators.

      Any takers? If so, shoot me an email to address in the post with — Help Wanted: Forum — in the subject line.

      Mmm. I think this calls for an Addendum! 🙂

      Reply
      • Matt says

        October 10, 2014 at 11:53 am

        My first thought as to why more people may not contribute their answers comes back to the name of the section, “Ask jlcollinsnh.” Some people may think that because the question is theoretically posed directly to you, that they shouldn’t answer. Also, I’m guessing not a lot of readers are subscribed to new comments on that section of your blog. But if you’d like more people to pitch in and help each other, I’m sure some dedicated readers would be more than happy to pop in with a quick answer or point someone in the right direction.

        On the forum idea, I think it could work. I wish I had some expertise in that area to offer you, but unfortunately I don’t. I’d be happy to volunteer as a moderator though if a forum were started.

        Reply
        • jlcollinsnh says

          October 10, 2014 at 12:08 pm

          Ha! That’s a great point about the Ask JlC name, Matt.

          Glad to hear you’d be willing to be a moderator. Please ping on this again if you see the Forum launch.

          Reply
  14. Steve (NWOutlier) says

    October 9, 2014 at 7:51 pm

    Jim,

    Thanks for everything you do! I have emailed you per the blog post above, when you get a chance, please just reply that you’ve seen the mail (so I know it didn’t end up in spam).

    I believe I can help or assist with the techical and integration points you have with your blog. Details are within the email; note – I did try to keep the email short, so the skills and experience is not complete or exhaustive. (I can do more!) ;o)

    Best Regards,

    Steve

    Reply
    • jlcollinsnh says

      October 9, 2014 at 9:00 pm

      Thanks Steve.

      Yep, I got it.

      Reply
  15. Mark Priest says

    October 10, 2014 at 11:25 am

    Uncle Jim

    That is how I think of you and have really appreciated your blog. I own a small business and have about 1200 clients – one thing I tell my staff to do is ask yourself “if this were your Mom, Dad, brother, sister, son or daughter what would you tell them to do”? That way you know you are giving sound advice and people really appreciate that and they can tell you are sincere. Sure I could have grown my business bigger but I never wanted to get away from my principals of spending time and giving good advice.

    That is why I (all of us I bet) trust your advice so much it is always sincere and now I know you were giving us the advice you would give to your own daughter. All the best in finding good help.

    BTW I love the name of the blog as it is. Also the comments on MMM have gotten out of hand. I used to love it when only the original followers on MMM were commenting as they were so bright as well.

    Reply
    • jlcollinsnh says

      October 10, 2014 at 12:15 pm

      Thanks Mark…

      I’m certainly not infallible, but I try hard to make sure everything I post is factually correct. And on the occasions I miss the mark, I welcome my sharp eyed readers who bring it to my attention.

      My opinions are all exactly what I share with my daughter. At least on the rare occasion I can get her to listen. 😉

      But every reader should take to heart the disclaimer page at the top of the blog.

      I love MMM, but I agree that the comments have gotten out of hand and I don’t know how Mr. MM deals with them all. Yikes.

      I’m perfectly content to have far fewer and am grateful for the caliber of those here.

      Just curious: Why do you love the name of the blog? It is something I would have changed had I known more about blogging when I started….

      Reply
      • Mark says

        October 11, 2014 at 12:14 pm

        Jim
        RE the name of the blog. To be honest it isn’t catchy or anything and when I first referred people to your site it took me a couple of times to remember what is was. I wouldn’t mind if you changed it but I think you get “your business” / followers from your great content. No matter the name I think your site will do well. (Plus seems with the name your not trying to be fancy just “hey this is JL up here in New Hampshire and I have this to inform you of”. And when JL speaks people should listen)

        I follow another guy by the name of Darrow Kirkpatrick and his site is called something but I just have his name in my head as a trusted guy. You are a great writer and so long as you keep putting out great content you will have plenty of followers. Love all your pictures you intersperse throughout your posts too. I follow quite a few blogs but yours and Darrow’s are the best.

        Reply
        • Jon S. says

          October 11, 2014 at 12:55 pm

          Mark:

          “Straight Arrow” Darrow K. can be found at caniretireyet.com He too is on the Mt.Rushmore of financial bloggers with Great Uncle Jim…actually practicing what he blogs about. He may not have the same quality wit as Jim ( few…if any do)…but is excellent nonetheless.

          Reply
        • jlcollinsnh says

          October 11, 2014 at 4:54 pm

          Thanks Mark…

          Maybe the bit of extra work remembering the name jlcollinsnh isn’t all bad for those who really are engaged here.

          +1 with you and Jon above on Darrow. As it happens he is a personal friend and a great guy, as well as writing a fine blog: http://www.caniretireyet.com

          Reply
  16. Ben says

    October 10, 2014 at 3:21 pm

    Dear Jim,

    I probably commented less than 5 times in any website, forum or whatever, I’ve done twice on your site. I prefer listening and take information in. maybe when I am as wise as you, I will have more to share.

    I read a lot of different personal blogs past two years and have help me with my finance greatly. thanks to all of them, but I’ve been reading less and less lately. reason is most ideas are repeative and I also believe you don’t need one million finance advices to be successful, you need to know the core rules and the most important one, PRACTICE THEM. so I stick with the core ideas, and save time reading blogs to spend time with my daughters. that said, your site is one of the few I still follow, as you write about core financial ideas, not how to cut coffee to save hundres dollars a year. I have two daughters who are 3 and 5, I know if I don’t write something to them, I can trust share your website with them when they reach the age they need to learn about finance. if they can follow 50% of what you offer, they should be fine with their finance.

    I didn’t see much problem with the name neither. when I want to visit your web site, I often was thinking ” what’s new from uncle Jim in New Hampshire”. I see your blog as a trusted financial lessons shared by a old wise man some where in new hamapshire” and the name connects. Content is KING. your blog will be successful with any name you give. I really doubt anybody go
    to a website because the name. Plus, your website has your name signed on it, that reminds both you and readers what you say here bind to your personal reputation as well :).

    Sorry about my broke english, you won’t believe it took me 45 mins to type this and edited 5 times and still with tons of grammar issues I am sure. LOL. this also set record for the longest commented posted for me. I say all these to appreciate your works, there are a lot of us who read but don’t reply, but we are as loyal readers.

    Finally, good luck to your book!

    Reply
    • jlcollinsnh says

      October 10, 2014 at 4:41 pm

      Hey! Who you calling “old” there, pal?! 🙂

      Well, Ben, you sound plenty wise to me. “know the core rules and the most important one, PRACTICE THEM” pretty much sums up everything I’ve tried to say these past 3 1/2 years. 😉

      I honored that you’ve taken the time to comment here and that this blog has still made your cut. Thanks, too, for the reassurance regarding the jlcollinsnh name. I never thought of it quite that way, but it resonates!

      Oh. And I’d never cut out coffee! But we do brew it at home and I’ve been known to abandon a cafe because they charged for refills. (I’m looking at you, Waterworks!) Never bought a latte either. If you’re going to drink coffee, learn to drink it Black, damn it!

      Mmmm. Maybe I am old. Grumpy too.

      Reply
  17. Mike says

    October 11, 2014 at 10:33 am

    I’m confident the reason why I love your blog is the fact that “the first blog post I ever read was the first post I ever wrote.” Everyone is regurgitating the same information over and over, but you are one of a handful of bloggers that just speak what’s on your mind.

    I’m a firm believer that originality is the currency of the future and you have original content. I hope for everyone’s sake you keep producing it!

    As far as blog help goes, I’m not an expert in any one area but I might be able to bridge the gap between other responders. I’ll email you now.

    Reply
    • jlcollinsnh says

      October 11, 2014 at 10:59 am

      Thanks Mike…

      Every time I attend FinCon I realize I’ve backed into the blogging thing blindly and have done most everything, well, backwards.

      Sometimes this concerns me, but mostly not. 🙂

      For my other readers, Mike and his wife Lauren produce videos and they are at work on several based on my Stock Series. These should be out sometime in the next few months. Stay tuned!

      Reply
  18. Financial Forager says

    October 11, 2014 at 1:07 pm

    Thanks for the great work. I am glad that you decided to continue on blogging. I have been a avid reader for the past couple of years. You have inspired me to start out on my own. Running a blog can be a overwhelming at times. It helps if you have some technical skills. But sometimes you have to know your limitations and ask for help. That is a wise choice, it will allow you to focus on you writing. Good luck and I am looking forward to see what is to come in the future. If I can be of some help let me know.

    Reply
    • jlcollinsnh says

      October 11, 2014 at 4:56 pm

      Thanks FF for the kind words.

      I’ve gotten some solid replies to my request and am sure help is on the way!

      Reply
  19. Judy says

    October 13, 2014 at 10:28 am

    Jim,

    +1 to the chorus of voices that are glad you’re going to keep blogging, and doing it your way. Thanks for not exploiting your readers, despite the “advice” you probably get at FinCon. I am a long-time reader, and what I like most about your blog is the way you simplify financial matters. It is a rare talent to be able to present a complex topic in a straightforward manner. I also appreciate that you support your reasoning, so that others can “see how the sausage is made”. I have made a few adjustments to our portfolio based on your posts, which has streamlined it a bit (and hopefully made it more tax-efficient). But what I like best is that now when I read articles in the mainstream press on all the complicated things I “should” be doing with my money, I am more confident in thinking, “Nope. I know what I’m doing with my money and why, and I am satisfied keeping it smart and simple.” Your blog has shown me how to simplify my investments, which has been a valuable contribution to my quest for a simpler life. Thank you.

    Reply
    • jlcollinsnh says

      October 13, 2014 at 11:33 am

      Thank you, Judy…

      Much appreciated!

      And…

      “now when I read articles in the mainstream press on all the complicated things I “should” be doing with my money, I am more confident in thinking, “Nope. I know what I’m doing with my money and why, and I am satisfied keeping it smart and simple.””

      …expresses one of my goals here exactly and far more eloquently than I could.

      Reply
  20. Mary Griffin says

    October 14, 2014 at 10:36 am

    Thank you Jim Collins!

    I have been reading you site for a little under a year now, and from you found Mr Money Moustache. I love your advice and your concise and “flavorful” way of relaying what can be dry and dead boring. I had a paid financial advisor who did a number on me, so I don’t trust anyone with my money any more. Finding your blog gave me more confidence and direction to keep doing my own investing. Thank you, thank you, thank you! And you did it without me shelling out a dime for it. At this point I would gladly shell out that dime (or even a dollar) to keep this blog alive! Throw a couple ads up there, I have learned to ignore them. Monetize away! You should view this blog as a self sustaining entity, monetarily.

    I would offer you help, but as a “print designer” I am better at overseeing websites and I have never dealt with blogs. Best of luck finding the right person, I am sure you will.

    A grateful reader,
    Mary

    Reply
    • jlcollinsnh says

      October 14, 2014 at 6:59 pm

      Than you, Mary…

      Your kind words are plenty of help and, hopefully, one of these days I’ll have a book you can buy. But it might take a dime AND a dollar. 🙂

      Sorry to hear about your advisor experience. I’ve met a few advisors since launching the blog. They seem good, honest and genuinely interested in helping their clients. They assure me I’ve got advisors all wrong. But then I hear from readers like you. 🙂

      I’ve gotten a nice response to my request for help and now have to sort thru and respond. But I think the problem will shortly be solved!

      Reply
  21. Steven says

    November 19, 2014 at 4:43 pm

    I’ve just found your blog and your investing advice rings very true with my own experiences. It looks like you have some great things to offer and would hope that you can get the technicals all sorted out and profit enough to make this worth your time. My wife runs a blog and highly recommends the book “How To Blog For Profit: Without Selling Your Soul” which in her words “is a quick read with a clear action plan for how to turn your blog into a profitable business while authentically sharing your passion with others.”

    Reply
    • jlcollinsnh says

      November 19, 2014 at 4:48 pm

      Thanks Steven…

      I’ll have to check it out!

      For any others interested, here’s the link: How To Blog For Profit: Without Selling Your Soul

      Reply

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      • Case Study #11: John, a small business owner in transition
      • Trish and Stan take an Intrepid Sailing Voyage
      • 2014 Annual Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2015
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      • Diamonds and Happy Holidays!
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      • Chautauqua February 7-14, 2015: Escape from Winter
      • Stocks -- Part XXVII: Why I Don’t Like Dollar Cost Averaging
      • Jack Bogle and the Presidential Medal of Freedom
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      • Tuft & Needle: A better path to sleep
      • Nightmare on Wall Street: Will the Blood Bath Continue?
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      • Chautauqua 2014: Lightning strikes again!
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      • Stocks -- Part XXVI: Pulling the 4%
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      • Stocks -- Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow
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      • Stocks -- Part XXIII: Selecting your asset allocation
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      • Stocks -- Part XXII: Stepping away from REITs
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      • Q&A III: Vamos
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      • Top 10 posts
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      • Chautauqua 2014 preview, closing up for travel and other random cool things that caught my eye of late.
      • Case Study #10: Should Josiah buy his parents a house?
      • Case Study #9: Lars -- maximizing some good fortune and considering "dollar cost averaging"
      • Case Study #8: Ron's mother - she's doin' all right!
    • ► January (4)
      • roundup: Some random cool things
      • Stocks — Part XXI: Investing with Vanguard for Europeans
      • Case Study #7: What it looks like when everything financial goes wrong
      • 1st Annual Louis Rukeyser Memorial Market Prediction Contest 2013 results, and my forecast for 2014
  • ► 2013 (41)
    • ► December (4)
      • Closing up for the Holidays, see you in 2014
      • Betterment: a simpler path to wealth
      • Case Study 6: Helping an ill and elderly parent
      • Stocks -- Part XX: Early Retirement Withdrawal Strategies and Roth Conversion Ladders from a Mad Fientist
    • ► November (3)
      • Death, Taxes, Estate Plans, Probate and Prob8
      • Case Study #5: Zero to 2.6 million in 25 years
      • Case Study #4: Using the 4% rule and asset allocations.
    • ► October (3)
      • Republic Wireless and my $19 per month phone plan
      • Case Study #3: Let's get Tom to Latin America!
      • The Stock Series gets its own page
    • ► September (2)
      • Case Study #2: Joe -- off to a fast start!
      • Chautauqua 2013: A Week of Dreams
    • ► August (1)
      • Closing up shop plus an opening at Chautauqua, my new podcast, phone, book and other random cool stuff
    • ► July (1)
      • They Will Kill You For Your Shoes!
    • ► June (4)
      • Stocks -- Part VIII-b: Should you avoid your company's 401k?
      • Shilpan's Seven Habits to Live More with Less
      • Stocks -- Part XIX: How to think about money
      • My path for my kid -- the first 10 years
    • ► May (5)
      • Why your house is a terrible investment
      • Stocks — Part XVIII: Investing in a raging bull
      • Dining with the Ghosts of Sarah Bernhardt and Alfons Mucha
      • How we finally got the house sold
      • Stocks — Part XVII: What if you can't buy VTSAX? Or even Vanguard?
    • ► April (4)
      • Greetings from Prague & a computer question
      • Swimming with Tigers, a 2nd chance on the Chautauqua, a financial article gets it wrong and I'm off to Prague
      • Storage, Moving and Movers
      • Homeless, and a bit on the strategy of dollar cost averaging
    • ► March (4)
      • Wild Turkeys, Motorcycles, Dining Room Sets & Greed
      • Roots v. Wings: considering home ownership
      • How about that stock market?!
      • The Blog has New Clothes
    • ► February (5)
      • Meet Mr. Money Mustache, JD Roth, Cheryl Reed & me for a Chautauqua in Ecuador
      • High School Poetry, Carnival, cool ads and random pictures that caught my eye
      • Consignment Shops: Best business model ever?
      • Cafes
      • Stocks -- Part XVI: Index Funds are really just for lazy people, right?
    • ► January (5)
      • Social Security: How secure and when to take it
      • Fighting giraffes, surreal landscapes, dancing with unicorns and restoring a Vanagon
      • My plan for 2013
      • VITA, income taxes and the IRS
      • How to be a stock market guru and get on MSNBC
  • ► 2012 (53)
    • ► December (6)
      • See you next year....until then: The Origin of Life, Life on Other Worlds, Mechanical Graveyards, Great Art, Alternative Lifestyles and Finding Freedom
      • Stocks -- Part XV: Target Retirement Funds, the simplest path to wealth of all
      • Stocks -- Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks -- Part XIII: The 4% rule, withdrawal rates and how much can I spend anyway?
      • How I learned to stop worrying about the Fiscal Cliff and you can too.
    • ► November (2)
      • Rent v. owning: A couple of case studies in Ecuador
      • So, what does a month in Ecuador cost anyway?
    • ► October (4)
      • See you in December....
      • Meet me in Ecuador?
      • The Podcast: You can hear me now.
      • Stocks -- Part XII: Bonds
    • ► September (6)
      • Stocks -- Part XI: International Funds
      • The Smoother Path to Wealth
      • Case Study #I: Putting the Simple Path to Wealth into Action
      • Tales of Bolivia: Calle de las Brujas
      • Stocks -- Part X: What if Vanguard gets Nuked?
      • Travels in South America: It was the best of times....
    • ► August (1)
      • Home again
    • ► June (4)
      • Yellow Fever, closing up shop for the summer and heading to Peru y Bolivia
      • I could not have said it better myself...
      • Stocks -- Part IX: Why I don't like investment advisors
      • Happy Birthday, jlcollinsnh; and thanks for the gift Mr. MM!
    • ► May (6)
      • Stocks -- Part VIII: The 401K, 403b, TSP, IRA & Roth Buckets
      • Mr. Money Mustache
      • The College Conundrum
      • Stocks -- Part VII: Can everyone really retire a millionaire?
      • Stocks -- Part VI: Portfolio ideas to build and keep your wealth
      • Stocks -- Part V: Keeping it simple, considerations and tools
    • ► April (6)
      • Stocks -- Part IV: The Big Ugly Event, Deflation and a bit on Inflation
      • Stocks -- Part III: Most people lose money in the market.
      • Stocks -- Part II: The Market Always Goes Up
      • Stocks -- Part 1: There's a major market crash coming!!!! and Dr. Lo can't save you.
      • You can eat my Vindaloo, mega lottery, Blondie, Noa, Israel Kamakawiwo 'Ole, art, film and a ride on the Space Shuttle
      • Where in the world are you?
    • ► March (7)
      • How I lost money in real estate before it was fashionable, Part V: Sold! and the taxman cometh.
      • How I lost money in real estate before it was fashionable, Part IV: I become a Landlord.
      • How I lost money in real estate before it was fashionable, Part III: The Battle is Joined.
      • How I lost money in real estate before it was fashionable, Part II: The Limits of the Law.
      • How I lost money in real estate before it was fashionable, Part I: Impossibly Naive.
      • You, too, can be conned
      • Armageddon and the value of practical skills
    • ► February (6)
      • Rent v. Owning Your Home, opportunity cost and running some numbers
      • The Casanova Kid, a Shit Knife, a Good Book, Having No Regrets, Dark Matter and a bit of Magic
      • What Poker, Basketball and Mike Whitaker taught me about Luck
      • How to Give like a Billionaire
      • Go ahead, make my day
      • Muk Finds Success in Tahiti
    • ► January (5)
      • Travels with "Esperando un Camino"
      • Beanie Babies, Naked Barbie, American Pickers and Old Coots
      • Selling the House and Adventures in Staging
      • The bashing of Index Funds, Jack Bogle and a Jedi dog trick
      • Magic Beans
  • ► 2011 (22)
    • ► December (1)
      • Dividend Growth Investing
    • ► November (2)
      • The Mummy's head, Particle Physics and "Knocking on Heaven's Door"
      • "It's Better in the Wind" or why I ride a motorcycle
    • ► October (1)
      • Lazy Days and School Days
    • ► July (2)
      • The road to Zanzibar sometimes goes thru Ecuador...
      • Johnny wins the lotto and heads to Paris
    • ► June (16)
      • Chainsaws, Elm Trees and paying for College
      • Stuff I’ve failed at: the early years
      • Snatching Victory from the Jaws of Defeat
      • The. Worst. Used. Car. Ever.
      • Top Ten reasons your future is so bright it hurts my eyes to look at it
      • The Most Dangerous Words Your Customer Can Say
      • How not to drown in The Sea of Assholes
      • What we own and why we own it
      • The Ten Sales Commandments
      • My ever so formal and oh so dry CV
      • How I failed my daughter and a simple path to wealth
      • The Myth of Motivation
      • Why you need F-you money
      • My short attention span
      • Why I can’t pick winning stocks, and you can’t either
      • The Monk and the Minister

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