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You are here: Home / business / I could not have said it better myself…

I could not have said it better myself…

by jlcollinsnh 72 Comments

“If you reach for a star, you might not get one.  But you won’t come up with a hand full of mud either”

— Leo Burnett

“Never be haughty to the humble.  Never be humble to the haughty.”

— Jefferson Davis

“The reasonable man adapts himself to the world:  the unreasonable one persists in trying to adapt the world to himself.  Therefore all progress depends on the unreasonable man.”

“Life isn’t about finding yourself. Life is about creating yourself.”

“Lack of money is the root of all evil.”

–G.B. Shaw

“The tide is high but I’m holding on.”

–Blondie

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”

– Will Rogers.

 

 “But at my back I always hear Time’s winged chariot hurrying near.”

“Gather the flowers, but spare the buds.”

Andrew Marvell

“Learn to drink coffee without sugar.”

“You’re better off missing a bus or an airplane once in a while than getting there too early all the time.”

“Don’t expect too much from the company you work for, even if it’s a good company.”

–Andy Rooney

“If you would take, you must first give.  This is the beginning of intelligence.”

— Tao Te King

“Being able to do something well is one of life’s great joys.”

— Frank Tyger

Don’t cry because it’s over, smile because it happened.

— Dr. Seuss

“It’s hubris to think that the way we see things is everything there is.”

Lisa Randall

“The sweaty players in the game of life always have more fun than the supercilious spectators.”

— William Feather

“We are all imbued with the love of praise.”

— Henry Fielding

“I have never considered a difference of opinion in politics, in religion, in philosophy as a cause for withdrawing from a friend.”

— Thomas Jefferson

“We choose our joys and sorrows long before we experience them.” 

— Khalil Gibran

“Those who are easily shocked should be shocked more often.”

Mae West

“No one agrees with other people’s opinions, they merely agree with their own opinion expressed by somebody else.”

— Sydney Tremayne

“You can’t build a reputation on what you are going to do.”

— Henry Ford

“Consider the mosquito.  He sings at his work and he keeps everlastingly at it.  The only way to stop him is to kill him.”

— JT Fisher

 

 

“I am an old man and have known a great many troubles, but most of them never happened.”

“A man cannot be comfortable without his own approval.”

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”

Mark Twain

“Women who seek to be equal to men lack ambition.”

— Marilyn Monroe

“Simplicity is the keynote of all true elegance.” 

— Coco Chanel

“Do not anticipate trouble, or worry about what may never happen. Keep in the sunlight.”

“If you would be wealthy, think of saving as well as getting.”

 “Content makes poor men rich; discontentment makes rich men poor.”

— Ben Franklin

“Wisdom comes from experience. Experience is often a result of lack of wisdom.” 

–Terry Pratchett

 

“He has all of the virtues I dislike and none of the vices I admire.”

“A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.”

“Ending a sentence with a preposition is something up with which I shall not put.”

Winston Churchill

“But there’s also no doubt that many people, with fewer advantages than you, have overcome them to achieve much greater things”

— Mr. Money Mustache

“One of the greatest follies of our culture is the notion that possessions depict financial progress in your life.”

— Shilpan

“If you figure out money, life is incredibly easy. If you don’t, life is insanely hard.”

“Eeeeehehehe! We’re on the list, bitches!!!”

—Millennial Revolution

“I don’t think anything is ever quite the same to us after we are dead.”

— Don Marquis

“Never allow a person to tell you no who doesn’t have the power to say yes.” 

— Eleanor Roosevelt

 

“If you obey all the rules, you miss all the fun.” 

Katharine Hepburn

“The purpose in life is to be defeated by greater and greater things.”

–Rainer Maria Rilke

“It ain’t too hard to get along with somebody else’s troubles.”

–Steve Goodman

“In misfortune, which friend remains a friend?”

–Euripides

 

“Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.”

Groucho Marx

“People who think they know everything are a great annoyance to those of us who do.”

–Isaac Asimov

“Uncertainty is the only certainty there is, and knowing how to live with insecurity is the only security.”

– John Allen Paulos.

“Let go of your attachment to being right, and suddenly your mind is more open. You’re able to benefit from the unique viewpoints of others, without being crippled by your own judgment.” 

— Ralph Marston

“We are what we pretend to be, so we must be careful what we pretend to be.”

— Kurt Vonnegut

 

 

“Life shrinks or expands in proportion to one’s courage.” 

Anais Nin

“In the end, it’s not going to matter how many breaths you took, but how many moments took your breath away.”

— Shing Xiong.

“Everything you want is on the other side of fear.”

— Jack Canfield

“I am much inclined to live from my rucksack and let my trousers fray as they like.”

— Herman Hesse

“Whatever course you decide upon, there is always someone to tell you that you are wrong.”

— Emerson

“I’ve had such a wonderful life. I only wish I’d realized it sooner.”

— Colette

“Trespassers kindly remember to close the gate.”

— Sign on an Irish gate

 Do you have your own favorites?  Maybe even turned a couple yourself?  Please share in the comments….

Related

Important Resources

  • Talent Stacker is a resource that I learned about through my work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where we featured Bradley Rice on the Podcast. In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his expenses low. Jonathan teamed up with Bradley to build Talent Stacker, and they have helped more than 1,000 students from all walks of life complete the program and land jobs like clockwork, earning double or even triple their old salaries using a Salesforce certification to break into a no-code tech career.
  • Credit Cards are like chain saws. Incredibly useful. Incredibly dangerous. Resolve to pay in full each month and never carry a balance. Do that and they can be great tools. Here are some of the very best for travel hacking, cash back and small business rewards.
  • Personal Capital is a free tool to manage and evaluate your investments. With great visuals you can track your net worth, asset allocation, and portfolio performance, including costs. At a glance you'll see what's working and what you might want to change. Here's my full review.
  • Betterment is my recommendation for hands-off investors who prefer a DIFM (Do It For Me) approach. It is also a great tool for reaching short-term savings goals. Here is my Betterment Review
  • NewRetirement offers cool tools to help guide you in answering the question: Do I have enough money to retire? And getting started is free. Sign up and you will be offered two paths into their retirement planner. I was also on their podcast and you can check that out here:Video version, Podcast version.
  • Tuft & Needle (T&N) helps me sleep at night. They are a very cool company with a great product. Here’s my review of what we are currently sleeping on: Our Walnut Frame and Mint Mattress.
  • Vanguard.com

Filed Under: business, Life, Money Tagged With: quotes

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Comments

  1. Tara C says

    June 12, 2012 at 1:48 pm

    My favorite is a variation of one you have above:

    Good judgement comes from experience, and experirence comes from bad judgement. 🙂

    Reply
  2. John says

    June 12, 2012 at 2:06 pm

    Keep a cool tool, fool.

    Reply
  3. gestalt162 says

    June 12, 2012 at 2:28 pm

    “With great power comes great responsibility.”

    -My mom, later co-opted by Spiderman

    Reply
  4. aspiring yogini says

    June 12, 2012 at 3:09 pm

    A fool and his money……..are a fun date.

    Reply
  5. aspiring yogini says

    June 12, 2012 at 3:13 pm

    A fool and his money…….are a fun date!

    Live hard not soft; eat hard not soft; seek fiber in foods and in life.
    Helen Nearing

    Reply
  6. femmefrugality says

    June 12, 2012 at 3:30 pm

    Fun post! Favorites: Vonnegut, Nin, Marilyn Monroe and Eleanor Roosevelt. All of their quotes are fabulous, and these are no exceptions.

    Reply
  7. Shilpan says

    June 12, 2012 at 4:57 pm

    Thank you for the link. I am honored for the mention.

    Reply
  8. A says

    June 12, 2012 at 5:29 pm

    “We are all in the gutter, but some of us are looking at the stars.” Oscar Wilde

    Reply
  9. Mr. Risky Startup says

    June 13, 2012 at 12:51 am

    AFTER getting fuc*ed is the wrong time to consider consequences…

    – My late grandmother

    Reply
  10. Fritz Hahn says

    June 13, 2012 at 11:31 am

    Fabulous!
    Fellow readers – thanks for your contributions as well!
    Best,
    Fritz, the New Mexico Lobo

    Reply
  11. A says

    June 13, 2012 at 12:00 pm

    “Money, it’s a gas, grab that cash with both hands and make a stash”

    Reply
  12. Jim Camasto says

    June 14, 2012 at 12:56 am

    “Self-sufficiency means that one does not have to extort ecological fertility from the earth in order to trade with the empire for baubles.”
    – William Kötke

    “It is no measure of health to be well-adjusted to a profoundly sick society”
    – J. Krishnamurti

    Reply
  13. 101 Centavos says

    June 17, 2012 at 9:37 am

    Ben Franklin, Terry Pratchett, Mark Twain, Mae West, and Will Rogers all in one spot. Nice collection, Jim.
    No quotes to add, just a couple of provers and sayings
    Amat Victoria Curam (Victory loves preparation) – Latin Proverb
    A tavola non s’invecchia (at the dinner table, you don’t get old) – Italian proverb
    Il vino e’ il latte dei vecchi (Wine is the milk for old people) – Italian proverb
    A fool and his head are soon parted – Klingon proverb
    Finally, one that we picked up from an Eritrean friend a long ways back. “If your friend is like honey, don’t lick him too much”, meaning, of course, don’t take advantage of your friends.

    Reply
    • Trisha Ray says

      June 18, 2012 at 7:39 pm

      “Wine is the milk for older people” ? I like that! Okay, I changed it slightly….

      Reply
  14. Poor Student says

    June 17, 2012 at 10:14 am

    “There are no traffic jams along the extra mile.” – Roger Staubach

    “It takes twenty years to become an overnight success.” – Eddie Cantor

    “Outside of a dog a book is a man’s best friend. Inside of a dog it is too dark to read.” – Groucho Marx

    Anytime I have a chance to use this Groucho quote I do, and yours reminded me of it.

    Great list.

    Reply
  15. jess says

    June 17, 2012 at 10:31 pm

    “Life isn’t about waiting for the storm to pass. It’s about dancing in the rain”
    “Life’s too short to be living some one else’s dream”
    “Life is what happens when you’re too busy making plans”
    “The more you like yourself, the less you are like anyone else, which makes you unique.” Walt Disney

    and of course, my favorite: “God must love stupid people, cause he made alot of them.” – my grandmother.

    Reply
  16. Trisha Ray says

    June 18, 2012 at 7:44 pm

    You have many of my favorites…! This I wrote down 45 years ago:
    Also: “The world is a great book, of which those who never stir from home read only a page:”
    – Augustine
    and –
    “…all life is an experiment, the more you make, the better….”

    Reply
  17. JTH says

    June 18, 2012 at 9:09 pm

    Getting ready to retire (30 days). Corporate job. Pension and 401k. Do I take a lump sum on pension or take an annuity?

    Reply
    • Mr. Risky Startup says

      June 18, 2012 at 10:21 pm

      Scary question. You need to provide a lot more information before anyone can give you an educated guess. I cannot help as I am in Canada and we have different social structure and tax laws, but I would suggest you start by providing your age, family size and ages, details on the amounts of pension vs. lump sum, life goals, budget…

      Reply
    • jlcollinsnh says

      June 19, 2012 at 2:36 pm

      Hi JTH…

      Since your question really doesn’t fit with this post, and I’d like to keep the comments here focused on cool quotes, I’ve taken the liberty of answering here:

      https://jlcollinsnh.com/2012/05/30/stocks-part-viii-the-401k-403b-ira-roth-buckets/#comment-1303

      Hopefully more people who also have an interest in this question will be more likely to find it there.

      Mr. Risky….

      You might also want to move your comment over there too.

      thanks!

      Reply
  18. Michele says

    July 26, 2012 at 7:23 pm

    “The first and great commandment is: Don’t let them scare you.” (Elmer Davis)

    “To find out what one is fitted to do and to secure an opportunity to do it is the key to happiness.” (John Dewey)

    “It is one of the blessings of friends that you can afford to be stupid with them.” (Ralph Waldo Emerson)

    “What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?” (Adam Smith)

    “Never drive a car when you’re dead.” (Tom Waits)

    Reply
    • jlcollinsnh says

      August 15, 2012 at 1:00 pm

      gotta love Tom Waits! but boy howdy was he on the wrong show here: 🙂

      http://www.youtube.com/watch?v=0GjyGdDrXXs&feature=related

      better venue here:

      http://www.youtube.com/watch?v=PV7bxC0UVMM&feature=related

      Reply
  19. Dividend Mantra says

    September 10, 2012 at 8:48 pm

    “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”

    My favorite of them all!

    Thanks for an amazing collection of inspiration! And thanks even more for including me. I’m truly honored!

    Best wishes.

    Reply
    • jlcollinsnh says

      September 10, 2012 at 10:03 pm

      My pleasure! Yours is a great line and I’m sorry I missed it when writing this post. But reading it today, I knew it had to be included.

      Reply
  20. ael says

    January 8, 2013 at 2:55 am

    I believe the original is from Sacha Guitry and goes like this: “our wisdom comes from our experience and our experience comes from our foolishness.”

    Reply
  21. panhead says

    June 21, 2013 at 10:36 am

    I know this is an older post, but I love it so I figured I’d add a few, hopefully somebody sees them!

    “Beer is proof that god loves us and wants us to be happy!’
    Ben Franklin I believe

    and

    “Happiness is an olive in the bottom of your martini when you are hungry”
    Johnny Carson

    and my signature line in many forums:

    “When you live in the shadow of insanity, the presence of another mind that thinks and acts as yours does, is something close to a blessed event”

    Robert Pirsig, “Zen and the Art of Motorcycle Maintenance”

    Reply
    • jlcollinsnh says

      June 21, 2013 at 11:47 am

      Good to see this post getting some attention! Thanks for the contribution.

      Panhead, eh? Do you own one?

      Reply
  22. Tom B Vere says

    February 9, 2015 at 10:46 pm

    I love quotes, besides the insights, they give strength and inspiration.

    On Love:
    The most important thing in life is to learn how to give out love, and to let it come in – Morrie Schwartz (1916-1995)

    But isn’t true love erratic and beautify as a butterfly, hard to catch!

    Reply
    • jlcollinsnh says

      February 11, 2015 at 12:19 am

      Glad this post resonated with you, Tom…

      …and thanks for adding your contribution!

      Reply
  23. Anna says

    August 25, 2015 at 12:19 am

    A bit of advice given to a young Native American at the time of his initiation: As you go the way of life, you will see a great chasm. Jump. It is not as wide as you think.
    – Joseph Campbell

    Thanks for helping us jump!

    Reply
    • jlcollinsnh says

      August 25, 2015 at 9:43 am

      Thanks Anna…

      That’s a wonderful bit of advice. Wish I’d gotten it as a youngster. Would have saved me the time of climbing down into the chasm and wondering aimlessly about before figuring it out. 😉

      Reply
  24. Georgia Boy says

    November 24, 2015 at 8:58 pm

    “When Life looks like easy street, there is danger at your door”.
    Robert Hunter/Jerry Garcia

    My favorite line, of many, from the Grateful Dead. I’ve always thought it had great applicability to investing.

    Reply
    • jlcollinsnh says

      November 24, 2015 at 9:41 pm

      Great line!

      Reply
  25. Frogdancer says

    June 8, 2016 at 9:11 pm

    I’m using this post every day. I’m a secondary teacher and with every class I put a quote up on the board first thing and then we have a chat about it.
    Thanks!

    Reply
  26. FIRECracker says

    August 17, 2016 at 7:10 am

    Eeeeehehehe! We’re on the list, bitches!!! *insert happy seal clapping”. (And yes, I am always this eloquent)

    Reply
    • jlcollinsnh says

      August 17, 2016 at 10:51 am

      “Eeeeehehehe! We’re on the list, bitches!!!”

      Mmmm….

      That one might make the cut, too…. 🙂

      You better check. 😉

      Reply
  27. Rachael Lefevre says

    September 23, 2016 at 10:00 pm

    You have survived 100% of your worst days yet, you are doing GREAT!

    Reply
  28. Escape Velocity says

    October 30, 2016 at 8:46 pm

    This is my personal motto:

    “Freedom is having no place to be, and all day to get there.”

    EV

    Reply
    • jlcollinsnh says

      November 1, 2016 at 1:16 pm

      Love it, EV!

      Reply
  29. vorlic says

    December 29, 2016 at 6:35 am

    “There is hope in honest error, none in the icy perfection of the mere stylist.”
    J. D. Sedding (Charles Rennie Mackintosh’s personal motto)

    “Life is for a reason, and the reason is life.”
    Unknown

    “Eat your food as if this day is your last, and plant your crops as if you were immortal…”
    Unknown

    Reply
  30. kindoflost says

    January 8, 2017 at 2:03 pm

    “The biggest barrier to success is the fear of failure” (Sven Gran Eriksson)

    Reply
    • vorlic says

      December 16, 2017 at 11:08 am

      I’m guessing you’ve heard of the Swedish Museum of Failure? It’s simply wonderful.

      Reply
  31. Brian Rush says

    March 31, 2017 at 1:01 am

    Better to have peace of mind than a mind in pieces

    Reply
  32. Ron Cameron says

    April 23, 2017 at 8:49 am

    “It’s not just a matter of what, but more importantly a matter of why”.

    Reply
  33. Greg says

    April 28, 2017 at 11:36 am

    “Progress doesn’t come from early risers — progress is made by lazy men looking for easier ways to do things.”

    —Robert A. Heinlein, Time Enough for Love

    Reply
    • jlcollinsnh says

      April 28, 2017 at 3:33 pm

      Thanks, Greg!

      Reply
  34. Dr. Remoulak says

    November 20, 2017 at 9:27 am

    “When you invest in VTSAX, every stiff from the guy in the mail room to the CEO is going to work every day to make you richer”

    -JL Collins, as seen in the classic remake scene from “The Gambler”

    Reply
    • jlcollinsnh says

      November 20, 2017 at 9:41 am

      LOL!

      Reply
      • Dr. Remoulak says

        November 20, 2017 at 10:25 am

        Glad I was able to return a laugh – you’ve provided plenty for me between the entertaining blog and that video (between me looking at it many times and sharing with others, I think I’m easily good for 1k views of it!)

        Quick story – a few years back I opened UTMA accts for my kids (now 10 and 11) with a little money they got from relatives to give in hopes to light an early spark for saving and investing. It’s fun to see their excitement in connecting the dots in understanding they own a little piece of the businesses that make their favorite toys, movies, clothing etc., but for some reason things really clicked when I explained that all of those people rushing to work every day are working hard to help make them more money. Don’t suspect you’re looking for another project but there’s definitely a Simple Path to Wealth – kids edition that’s just waiting to be another huge success! Happy Thanksgiving.

        Reply
  35. Matt says

    January 21, 2018 at 10:57 am

    There is never a wrong time to buy property, only a wrong time to sell.

    Never eat yellow snow.

    Reply
  36. zs says

    January 26, 2018 at 12:49 pm

    Don’t time your life…live your time

    Reply
  37. John Paul says

    April 12, 2018 at 7:11 am

    It’s never too late to have a happy childhood

    Reply
  38. Ben says

    July 29, 2018 at 10:26 am

    Something I say to my 9yo daughter all the time.

    Take care of your money and your money will take care of you.
    Look after your body and your body will take care of you too.

    Reply
    • jlcollinsnh says

      July 29, 2018 at 7:55 pm

      Great messages. 🙂

      Reply
  39. Alicia M Spence says

    August 5, 2018 at 8:47 am

    Everything in moderation, including moderation- Oscar Wilde, for one.

    Reply
    • jlcollinsnh says

      August 5, 2018 at 2:21 pm

      Love it 🙂

      Reply
  40. Linda says

    August 8, 2018 at 2:50 am

    Life is either a daring adventure or nothing – Helen Keller

    Reply
    • jlcollinsnh says

      August 8, 2018 at 11:43 am

      And, too often for too many it is nothing.

      Thanks, Linda!

      Reply
  41. Erin says

    August 22, 2018 at 11:20 am

    Hi,
    I think you have a gift for writing, and I agree with just about everything you have written – from your stock series to your manifesto. I get the sense that you are a thoughtful, ethical person.

    Your Manifesto states, “You weren’t born to be a slave.” Jefferson Davis, the man you quote second in this article, one of nine individuals of whom you chose to include a picture, would not agree with you. He is an individual who, according to biographers, was seen as a “champion of a slave society”.

    While you should not be expected to police the morality of every individual referenced in this blog, Davis’ racism and treason are not shameful side notes accompanied by great contributions to society; they are the core of his rotten legacy. It would be nice to see him removed from this list.

    My contribution:
    “Have a vision. Be demanding.”
    —Colin Powell

    Reply
    • jlcollinsnh says

      August 22, 2018 at 11:26 am

      Hi Erin…

      The quotes included were chosen for themselves, not for who said them. In my view, we should be open to wisdom whatever the source.

      The message in that particular quote is one of the most powerful of the group.

      Reply
      • Andre Jones says

        June 15, 2020 at 12:00 am

        Hi Mr. Collins –

        I recently purchased Simple Path to Wealth and it will change my family’s future. I was reading MMM and came across the book recommendation. I’m an African-American male and would like to share your financial wisdom with others in my community. However, having a quote from the President of the Confederate States of America is a turnoff.

        I understand the reason you have F-you money is so that you can ignore comments like mine. That is definitely your prerogative. But I will submit to you a rebuttal to your statement above. You say the quotes were chosen for themselves, not for who said them. But shouldn’t the person who said them live by those words? Mr. Davis certainly was “haughty” to the slaves for which he fought a war to keep enslaved. It is hypocritical.

        Is it safe for me to assume that you would not post a quote from Adolf Hitler? If that is correct, then quoting a hypocritical quote from a Confederate is just as offensive to a certain group of folks. Like I said, you have F-you money, and if African-Americans are not people for whom you wish to help, then so be it.

        But if you wish to share this gift with “all” the folks that need it, please reconsider your stance on including this quote in “I couldn’t have said it better”, because it’s time for everyone to “do better”.

        Reply
        • jlcollinsnh says

          June 20, 2020 at 7:36 pm

          Hi Andre…

          First let me say thank you for your very thoughtful comment. It has given me a lot to ponder, as did Erin’s before it, these last few days.

          After careful consideration, I am going to leave the quote up and for exactly the same reason I gave in my reply to her.

          We agree that Davis was a racist traitor who failed to live up to his own words in the quote I chose:

          “Never be haughty to the humble. Never be humble to the haughty.”

          So then the question becomes, should we accept nothing from this man? Even something that would make our own lives and the lives of those around us better?

          My choice is to accept the value despite the source. I have tried to live my life according to that quote and am better for it. Beautiful flowers can grow from the ugliest of landscapes.

          Both you and Erin were very kind in your assessment of my work and its value (and thank you both for that!), so let me make this a bit more personal.

          Like everyone who choses to be in the public eye, I draw some ugly comments. Here’s one you can find in the comments under my – https://www.youtube.com/watch?v=eikbQPldhPY – John Goodman/F-you money video:

          “Who is this fat white fag?”

          Now to be clear this is mostly factually true. Just like it is true that Davis is a racist traitor. I am fat, I am white and while I am not gay, I do have gay friends – so guilt by association and the reason I say “mostly.”

          Under my Google talk, there is this related piece of advice:

          “Don’t take advice from someone who cannot manage their own (sic) wasteline.”

          If my financial advice has value, rejecting it because I am a fat white guy with gay friends and an uncontrolled waistline hurts only those rejecting it. It bothers me not a whit.

          If you read that Davis quote, didn’t know the source and found it of value, rejecting it once you know who said it hurts only you. Davis doesn’t care, he’s dead.

          You are kind to call my work a “gift” and I am pleased to put it out there for any and all who care to pick it up. I am glad and honored that you did.

          Having said all that, one last thing.

          As I mentioned, your comment also caused me to review and reconsider Erin’s. One of the points she made was that Davis is “…one of nine individuals of whom you chose to include a picture…”

          The truth behind that is all nine pictures were chosen simply because those individuals had pictures I easily found. It was not intended to confer any special status upon them.

          However, the reader has no way to know that and without that knowledge, the pictures do indeed confer, even if unintended, a special status.

          While the quote remains, the Davis picture has been taken down.

          Reply
          • Andre Jones says

            August 28, 2020 at 10:09 pm

            Mr. Collins,

            I appreciate you taking the time to reply to my comment. Although I was bothered by the hypocrisy of the quote, I did not reject your work and put it to use immediately.

            I want to use your recommendations to help African Americans in my town turn their financial situations around and grow wealth for future generations.

            What I was trying to get across to you is that if you really want to help people, you wouldn’t associate with something that could turn them away instantly. If you removed the quote, it wouldn’t change the value of your product one bit.

            When I begin to distribute your books to those I’m trying to help, it will be me having to defend the quote. And I can’t.

            By the way, I just stumbled across your google talk and it was tremendous.

  42. Mike M says

    November 9, 2018 at 7:50 pm

    My quote I tell my team is “Don’t tell me why you can’t get something done, tell me how you will.”

    Reply
  43. Robbie says

    December 13, 2018 at 10:23 am

    What a great list of quotes! Lots of good ones.

    I’ll contribute one from my favorite novel, though it might be a bit… bleak for this particular blog. Oh well. Life isn’t always sunshine and rainbows. 🙂

    “But now, for the first time, I see you are a man like me. I thought of your hand-grenades, of your bayonet, of your rifle; now I see your wife and your face and our fellowship. Forgive me, comrade. We always see it too late. Why do they never tell us that you are poor devils like us, that your mothers are just as anxious as ours, and that we have the same fear of death, and the same dying and the same agony–Forgive me, comrade; how could you be my enemy?”
    ― Erich Maria Remarque, All Quiet on the Western Front

    Reply
  44. Tom says

    January 12, 2019 at 10:12 pm

    If you don’t make your money work hard for you
    You will always work hard for your money

    Tom Musall

    Reply
  45. Ted says

    February 24, 2019 at 6:28 pm

    Why are all of my plans unsuccessful, and all of my successes unplanned?

    Reply
  46. Bharti says

    March 6, 2019 at 8:00 pm

    Now and then
    it’s good to pause
    in our pursuit of happiness and
    just be happy.

    – Guillaume Apollinaire

    Reply
  47. RPC says

    September 12, 2019 at 8:38 am

    “The aim of life is appreciation; there is no sense in not appreciating things; and there is no sense in having more of them if you have less appreciation of them.” – G. K. Chesterton

    Reply
  48. Matt I says

    January 16, 2020 at 2:09 am

    A possibly contentious quote for your readers but this is why I chose to enjoy my youth and start investing later in life.

    “So many people spend their youth chasing wealth, only to spend their wealth chasing youth”

    Reply
  49. Chaz says

    February 5, 2020 at 1:19 pm

    “In victory do not brag. In defeat, do not weep.” -Archilochus

    Reply
  50. RK says

    January 1, 2021 at 3:11 pm

    “When your passion is gone you are half way dead.” -RK

    Reply

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      • The Price of Security
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      • Just inked a contract for my next book, and I want you to be a part of it!
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      • The new book is out!
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      • The negligence that led me to DIY investing
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      • Chainsaws and Credit Cards
      • Part XXXVI: Estate Planning 101 -- The Simple Path to an Estate Plan
      • The Simple Path to a Lucrative Career
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      • Help Wanted: a new book
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      • The Top 9 (Bad) Arguments Against Bitcoin
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      • Collins on Crypto
      • The Alfred Hitchcock Path to FI
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      • Time to sell?
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      • Mariah International: All that glitters…
  • ► 2020 (11)
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      • Season's Greetings!!
    • ► June (1)
      • How to give when you have a business
    • ► April (4)
      • Investing with Vanguard for Europeans: 2020 update
      • Part XVII-B: ETF vs. Mutual Fund -- What's the difference?
      • Reviewing the comments on my post of April 1st
      • Why I will no longer be writing this blog
    • ► March (4)
      • My move from VMMXX to VBTLX
      • COVID-19: The unvarnished truth from Doc G.
      • Chautauqua sits out 2020
      • Taking advantage of Mr. Bear
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      • Mr. Bear, Podcasts, a good book and why I should be in 100% stocks
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      • How we bought our new car
      • The House Hacking Strategy
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      • A Guided Meditation for When the Stock Market Is Dropping
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      • 7 Days in Heaven: or Why Slowing Down Will Get You There Sooner
      • Quit Like a Millionaire
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      • Stocks -- Part XXXV: Investing for Seven Generations
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      • Chautauqua 2019 - UK & Portugal - Tickets Now Available
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      • Mr. Bogle passes
      • "I wanted the unreasonable"
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      • Happy Holidays! and a bit on Mr. Market
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      • Truly Passive Real Estate Investing
      • Car Talk: An update on Steve and looking at Leafs
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      • On Twitter, gone for Chautauqua and dark on comments till November
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      • What we own and why we own it: 2018
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      • Kibanda Part 5: Pretty, and pretty much done
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      • Stocks--Part XXXIV: How to unload your unwanted stocks and funds
      • Tracking your holdings
      • Stocks -- Part XXXIII: Optimism
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      • Kibanda Part 4: Quicksand!
      • My Talk at Google, Playing with FIRE and other Chautauqua connections
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      • Stocks -- Part XXXII: Why you should not be in the stock market
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      • Chautauqua 2018: Mt. Olympus, Greece
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      • An International Portfolio from The Escape Artist
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      • The Bond Experiment: Return to VBTLX
      • How to Invest in Bitcoin like Benjamin Graham
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      • Kibanda Part 3: Running the numbers
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      • Sleeping soundly thru a market crash: The Wasting Asset Retirement Model
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      • Stocks -- Part XXXI: Too hot. Too cold. Not pure enough.
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      • Time Machine and the future returns for stocks
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      • It's better in the wind. Still.
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      • Cool things to check out while I'm gone
      • Stocks — Part XXIX: How to save money for college. Or not.
      • Help Wanted: The Book
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      • F-You Money: John Goodman v. jlcollinsnh
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      • Q&A - V: The Women of Amphissa
      • jlcollinsnh gets a new suit
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      • Chautauqua 2015 Reviews, 2016 registration open
      • Case Study #15: The Scavenger Life -- Freedom first, then Financial Independence
      • 3rd Annual (2015) Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2016
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      • Q&A - IV: Strawberry Patch
      • Seasons Greetings! and other cool stuff
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      • Personal Capital; and how to unload your unwanted stocks and funds
      • Stockchoker: A look back at what your investment might have been
    • ► September (2)
      • Case Study #14: To Dream the Impossible Dream (and then realize it)
      • Hotel Living
    • ► August (1)
      • Mr. Market's Wild Ride
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      • Gone for Summer, an important note on comments and random cool stuff that caught my eye
      • Around the world with an Aussie Biker
      • Case Study #13: The Power of Flexibility
      • Stocks — Part VIII: The 401(k), 403(b), TSP, IRA & Roth Buckets
    • ► March (2)
      • Stocks -- Part XXVIII: Debt - The Unacceptable Burden
      • Chautauqua October 2015: Times Two!
    • ► February (2)
      • YNAB: Best Place to Work Ever?
      • Case Study #12: Escaping a soul-crushing job before you're 70
    • ► January (3)
      • Case Study #11: John, a small business owner in transition
      • Trish and Stan take an Intrepid Sailing Voyage
      • 2014 Annual Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2015
  • ► 2014 (29)
    • ► December (2)
      • Diamonds and Happy Holidays!
      • Micro-Lending with Kiva
    • ► November (3)
      • Chautauqua February 7-14, 2015: Escape from Winter
      • Stocks -- Part XXVII: Why I Don’t Like Dollar Cost Averaging
      • Jack Bogle and the Presidential Medal of Freedom
    • ► October (3)
      • Tuft & Needle: A better path to sleep
      • Nightmare on Wall Street: Will the Blood Bath Continue?
      • Help Wanted
    • ► September (1)
      • Chautauqua 2014: Lightning strikes again!
    • ► August (2)
      • Stocks -- Part XXVI: Pulling the 4%
      • Stocks -- Part XXV: HSAs, more than just a way to pay your medical bills.
    • ► July (3)
      • Stocks -- Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow
      • Summer travels, writing, reading and other amusements
      • Moto X, my new Republic Wireless Phone
    • ► June (1)
      • Stocks -- Part XXIII: Selecting your asset allocation
    • ► May (1)
      • Stocks -- Part XXII: Stepping away from REITs
    • ► April (3)
      • Q&A III: Vamos
      • Q&A II: Salamat
      • Q&A I: Gaijin Shogun
    • ► March (2)
      • Top 10 posts
      • Cafe No Se
    • ► February (4)
      • Chautauqua 2014 preview, closing up for travel and other random cool things that caught my eye of late.
      • Case Study #10: Should Josiah buy his parents a house?
      • Case Study #9: Lars -- maximizing some good fortune and considering "dollar cost averaging"
      • Case Study #8: Ron's mother - she's doin' all right!
    • ► January (4)
      • roundup: Some random cool things
      • Stocks — Part XXI: Investing with Vanguard for Europeans
      • Case Study #7: What it looks like when everything financial goes wrong
      • 1st Annual Louis Rukeyser Memorial Market Prediction Contest 2013 results, and my forecast for 2014
  • ► 2013 (41)
    • ► December (4)
      • Closing up for the Holidays, see you in 2014
      • Betterment: a simpler path to wealth
      • Case Study 6: Helping an ill and elderly parent
      • Stocks -- Part XX: Early Retirement Withdrawal Strategies and Roth Conversion Ladders from a Mad Fientist
    • ► November (3)
      • Death, Taxes, Estate Plans, Probate and Prob8
      • Case Study #5: Zero to 2.6 million in 25 years
      • Case Study #4: Using the 4% rule and asset allocations.
    • ► October (3)
      • Republic Wireless and my $19 per month phone plan
      • Case Study #3: Let's get Tom to Latin America!
      • The Stock Series gets its own page
    • ► September (2)
      • Case Study #2: Joe -- off to a fast start!
      • Chautauqua 2013: A Week of Dreams
    • ► August (1)
      • Closing up shop plus an opening at Chautauqua, my new podcast, phone, book and other random cool stuff
    • ► July (1)
      • They Will Kill You For Your Shoes!
    • ► June (4)
      • Stocks -- Part VIII-b: Should you avoid your company's 401k?
      • Shilpan's Seven Habits to Live More with Less
      • Stocks -- Part XIX: How to think about money
      • My path for my kid -- the first 10 years
    • ► May (5)
      • Why your house is a terrible investment
      • Stocks — Part XVIII: Investing in a raging bull
      • Dining with the Ghosts of Sarah Bernhardt and Alfons Mucha
      • How we finally got the house sold
      • Stocks — Part XVII: What if you can't buy VTSAX? Or even Vanguard?
    • ► April (4)
      • Greetings from Prague & a computer question
      • Swimming with Tigers, a 2nd chance on the Chautauqua, a financial article gets it wrong and I'm off to Prague
      • Storage, Moving and Movers
      • Homeless, and a bit on the strategy of dollar cost averaging
    • ► March (4)
      • Wild Turkeys, Motorcycles, Dining Room Sets & Greed
      • Roots v. Wings: considering home ownership
      • How about that stock market?!
      • The Blog has New Clothes
    • ► February (5)
      • Meet Mr. Money Mustache, JD Roth, Cheryl Reed & me for a Chautauqua in Ecuador
      • High School Poetry, Carnival, cool ads and random pictures that caught my eye
      • Consignment Shops: Best business model ever?
      • Cafes
      • Stocks -- Part XVI: Index Funds are really just for lazy people, right?
    • ► January (5)
      • Social Security: How secure and when to take it
      • Fighting giraffes, surreal landscapes, dancing with unicorns and restoring a Vanagon
      • My plan for 2013
      • VITA, income taxes and the IRS
      • How to be a stock market guru and get on MSNBC
  • ► 2012 (53)
    • ► December (6)
      • See you next year....until then: The Origin of Life, Life on Other Worlds, Mechanical Graveyards, Great Art, Alternative Lifestyles and Finding Freedom
      • Stocks -- Part XV: Target Retirement Funds, the simplest path to wealth of all
      • Stocks -- Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks -- Part XIII: The 4% rule, withdrawal rates and how much can I spend anyway?
      • How I learned to stop worrying about the Fiscal Cliff and you can too.
    • ► November (2)
      • Rent v. owning: A couple of case studies in Ecuador
      • So, what does a month in Ecuador cost anyway?
    • ► October (4)
      • See you in December....
      • Meet me in Ecuador?
      • The Podcast: You can hear me now.
      • Stocks -- Part XII: Bonds
    • ► September (6)
      • Stocks -- Part XI: International Funds
      • The Smoother Path to Wealth
      • Case Study #I: Putting the Simple Path to Wealth into Action
      • Tales of Bolivia: Calle de las Brujas
      • Stocks -- Part X: What if Vanguard gets Nuked?
      • Travels in South America: It was the best of times....
    • ► August (1)
      • Home again
    • ► June (4)
      • Yellow Fever, closing up shop for the summer and heading to Peru y Bolivia
      • I could not have said it better myself...
      • Stocks -- Part IX: Why I don't like investment advisors
      • Happy Birthday, jlcollinsnh; and thanks for the gift Mr. MM!
    • ► May (6)
      • Stocks -- Part VIII: The 401K, 403b, TSP, IRA & Roth Buckets
      • Mr. Money Mustache
      • The College Conundrum
      • Stocks -- Part VII: Can everyone really retire a millionaire?
      • Stocks -- Part VI: Portfolio ideas to build and keep your wealth
      • Stocks -- Part V: Keeping it simple, considerations and tools
    • ► April (6)
      • Stocks -- Part IV: The Big Ugly Event, Deflation and a bit on Inflation
      • Stocks -- Part III: Most people lose money in the market.
      • Stocks -- Part II: The Market Always Goes Up
      • Stocks -- Part 1: There's a major market crash coming!!!! and Dr. Lo can't save you.
      • You can eat my Vindaloo, mega lottery, Blondie, Noa, Israel Kamakawiwo 'Ole, art, film and a ride on the Space Shuttle
      • Where in the world are you?
    • ► March (7)
      • How I lost money in real estate before it was fashionable, Part V: Sold! and the taxman cometh.
      • How I lost money in real estate before it was fashionable, Part IV: I become a Landlord.
      • How I lost money in real estate before it was fashionable, Part III: The Battle is Joined.
      • How I lost money in real estate before it was fashionable, Part II: The Limits of the Law.
      • How I lost money in real estate before it was fashionable, Part I: Impossibly Naive.
      • You, too, can be conned
      • Armageddon and the value of practical skills
    • ► February (6)
      • Rent v. Owning Your Home, opportunity cost and running some numbers
      • The Casanova Kid, a Shit Knife, a Good Book, Having No Regrets, Dark Matter and a bit of Magic
      • What Poker, Basketball and Mike Whitaker taught me about Luck
      • How to Give like a Billionaire
      • Go ahead, make my day
      • Muk Finds Success in Tahiti
    • ► January (5)
      • Travels with "Esperando un Camino"
      • Beanie Babies, Naked Barbie, American Pickers and Old Coots
      • Selling the House and Adventures in Staging
      • The bashing of Index Funds, Jack Bogle and a Jedi dog trick
      • Magic Beans
  • ► 2011 (22)
    • ► December (1)
      • Dividend Growth Investing
    • ► November (2)
      • The Mummy's head, Particle Physics and "Knocking on Heaven's Door"
      • "It's Better in the Wind" or why I ride a motorcycle
    • ► October (1)
      • Lazy Days and School Days
    • ► July (2)
      • The road to Zanzibar sometimes goes thru Ecuador...
      • Johnny wins the lotto and heads to Paris
    • ► June (16)
      • Chainsaws, Elm Trees and paying for College
      • Stuff I’ve failed at: the early years
      • Snatching Victory from the Jaws of Defeat
      • The. Worst. Used. Car. Ever.
      • Top Ten reasons your future is so bright it hurts my eyes to look at it
      • The Most Dangerous Words Your Customer Can Say
      • How not to drown in The Sea of Assholes
      • What we own and why we own it
      • The Ten Sales Commandments
      • My ever so formal and oh so dry CV
      • How I failed my daughter and a simple path to wealth
      • The Myth of Motivation
      • Why you need F-you money
      • My short attention span
      • Why I can’t pick winning stocks, and you can’t either
      • The Monk and the Minister

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