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You are here: Home / Guest Posts / The Simple Path to a Lucrative Career

The Simple Path to a Lucrative Career

by jlcollinsnh 39 Comments

It is always wise to be careful in choosing with whom you associate and do business. The older I get the more this has proven true.

I’ve known Jonathan and Brad, the founders of ChooseFI, for a long time. I was one of their first podcast guests and have been honored to be invited back several more times since.

They, in turn, have been speakers at my annual Chautauqua and that is the highest honor I can bestow. In short, I like them personally, I respect their work and I trust their judgement.

So a few weeks ago when Jonathan reached out to tell me about a new project he and ChooseFI CEO Ed Tee were working on I was, shall we say, open to suggestion.

As Ed points out in the guest post below, the more you make the faster you can build your wealth, or what I call your F-you Money. Provided you manage it in accord with The Simple Path to Wealth, of course.

Problem is, finding jobs that pay well might not be so easy. But they are out there.

I won’t say more so as not to spoil your read, but I’ll have a further comment at the post’s end. Meanwhile, enjoy!

The Simple Path to a Lucrative Career

Ed  Tee: CEO, ChooseFI

Where does Earning More fit on the Simple Path to Wealth?

I’ve always been a fan of the seminal work that JL has done with the Stock Series, which he began as a series of letters to his daughter Jessica. 

His stated goal was to provide his daughter with straightforward and powerful investing advice to help her exponentially grow her savings and reach Financial Independence (FI).

His style of communication has resonated with hundreds of thousands, if not millions, of people around the world and his approach to investing is so influential that it’s considered by many to be a pillar of Financial Independence for its simplicity, effectiveness, and replicability.

In that spirit, I recently broke down some strategies to give my kids a leg up on their own path to FI but with a focus on helping them maximize their earning potential without incurring the student loan debt that most adults are burdened with. 

Financial Independence Revisited

But first, let’s take a step back and revisit the principles of FI in a nutshell.

The core idea is to earn more and spend less, with a goal of saving up to 50% of our income, those savings are then shoveled into sound investments like equities and real estate.

Over an intermediate period of time, say 10-20 years, it is highly likely that we can amass enough invested assets to cover our living expenses just by selling a fraction of those ever-growing assets.

That fraction is usually around 4% based on significant research done on historical market performance through boom and bust.

Done right, work becomes optional because we never run out of money, and we get to choose how we want to pursue our lives.  

But many people are quick to point out that saving 50% is much more attainable if you are earning $60,000 or more.  They are absolutely right – but that earning level is not the case for many of us. 

Some of us may earn $40,000 or less a year, with annual expenses at around the same amount. 

Forget about saving 50% – it’s hard enough just to tread financial water!

If you are a college graduate, chances are you are looking at a student loan of between $50,000-$100,000 with that job paying only $40,000-$60,000.

This debt makes it virtually impossible to save any meaningful amount for investing in your future.  

The FI Trifecta to Building Wealth: Earning More, Spending Less and Investing Better 

Tactics for spending less are well-documented. The FI community has done a tremendous job providing creative ways to spend less and save more money. When you focus on value instead of the Hedonic treadmill and the habitual acquisition of stuff, spending less can be high impact and relatively easy to do.

But most of us can only cut so far.

As for investing, if you are reading The Simple Path to Wealth or on this site reading the Stock Series, you have likely already started to optimize your investing strategy. And there is a reason JL calls it “The Simple Path”.

Once you have optimized your expenses and your investing strategy, and you STILL aren’t happy with your savings rate, it becomes clear that…

Houston, we have an earning problem!

Personal finance bloggers and podcasters have historically struggled to provide a great answer to the earning part of “earn more, spend less, and invest better.” 

The ideas have ranged from bad and spammy (surveys anyone? Urgh!!) to mediocre and unsustainable.

We could start a side hustle or work in the gig economy, but compensation on platforms like Uber or InstantCart seems to be in a race to the bottom. 

They work okay in the short term for distinct objectives like to crushing debt or setting aside that first emergency fund, but in the long term they will only marginally improve your financial situation. And that is assuming you don’t burn out. 

Side hustles are less useful for most people seeking FI, especially over a 5-10 year period, while still maintaining a healthy balance.

What about entrepreneurship and real estate?

There are plenty of fantastic websites and blogs that will show you how to start a blog or invest in real estate.

But for someone earning $10-$20 an hour, it feels rather tone-deaf to suggest that the best path for them to reach FI lies in picking up a rental unit or starting a blog. 

In most cases these individuals are already commuting, working overtime, and squeezing in time with their families, so where does this additional work time fit in?

It doesn’t!

How about optimizing your paycheck?

For people that are trying to increase the size of their paychecks, there are two general options:

  • Salary negotiation in a current or prospective job.
  • Go back to college and attempt to break into a new industry.

The former – salary negotiation – is a powerful skill that can and should be developed. If you haven’t looked into this, you should!

But if you are among the millions of people dissatisfied with their chosen profession and career track and you want to break into something new, you might think you have no choice but to go back to college. 

However, if the thought of taking on yet another student loan sends shivers down your spine, I have some good news for you.

How to break into a new industry without going back to college 

As I was looking into career options and doing research with my kids, we found a shorter, more direct path to a new tech-adjacent career.

One that did not require going back to college and signing up for more debt.

This path would allow them to easily get a job in a high-demand area, earning a starting salary of $60,000-$80,000 in less than 6 months from getting started. There is no need to learn to code, no tech background is required, and there is definitely no reason to go to college for an expensive degree.

Even better pay increases come quickly, with many earning more than $100,000 a year after 3 years.

What is the secret to this seemingly miraculous path?

Well, it’s neither a secret nor a miracle.

The simple path to a lucrative career is through skill-based certificates in high-demand, tech-adjacent fields.

We are in the middle of a tidal wave of change, but one of the biggest is the emphasis from employers on precise skills vs generic degrees.

You don’t have to take my word for it. Here is an article highlighting how Google is now valuing skill-based certificates just as highly (if not more so) than 4-year degrees in their hiring policy.

Skills-based certificates are the future of work, and that future is here!

Might college be a financial mistake?

For many people the answer is “Yes”.

Think about the implications for a moment.

A 6-month tech certificate in a high-demand field typically costs between $1,000 and $3,000, but it has the same value to a company like Google as a 4-year degree that has a price tag of $50,000 to $100,000.

If you can have $100,000 invested at 28, without the burden of student loan debt, your path to Financial Independence just became crystal clear. 

And if you can earn up to $80,000 in year-1 while keeping your expenses low, your Simple Path to Wealth also just got a lot easier. 

Using a Salesforce certification to break into a no-code tech career 

I work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where we featured Bradley Rice on the Podcast. In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his expenses low.

So when Jonathan teamed up with Bradley to build a program called TalentStacker to help other people achieve the same success, I started to wonder if this is something I would want for my kids too.

Jonathan and Bradley went from piloting TalentStacker’s Salesforce Career Development Program to perfecting it in 6 months. More than 1,000 students from all walks of life have completed the program and landed jobs like clockwork, earning double or even triple their old salaries.

That these people achieved such success even during a global pandemic made it abundantly clear that this was something my kids could replicate.

We’ll get into what Salesforce and the TalentStacker Salesforce CDP are soon, but if you want to jump ahead and earn your first Salesforce certification, you can sign up for the free 5-Day Salesforce Challenge.

For now, let’s look at what Salesforce is.

What is Salesforce?

We’ll start by knocking down a few common questions and misconceptions about Salesforce careers:

  • A Salesforce career is not a sales job, it’s a tech job that requires no coding.
  • You do not actually work for Salesforce, the company. Instead you are the resident expert on how to use Salesforce to help your employer run its business.
  • You work 40 hour weeks in a salaried role just like any other standard job, but 80+% of roles are fully remote. So if you prefer to work from home and skip the commute, you can.
  • Salesforce jobs are on a huge upward momentum and have been for 10+ years.
  • Training takes about 8-10 hours per week to be ready for your first role in 4-6 months.

What is the income potential after Year 1?

Now with that out of the way, let’s talk about what most people are drawn to, the income potential.

While we mentioned the starting incomes range from $60,000-$80,000, maybe even more impressive is the income trajectory over time. 

With just 1-2 years of experience, this increases to about $80,000-$90,000.

With 3-4 years of experience, that number goes up to $90,000-$110,000, and continues to climb to around $150,000-$180,000 with 7+ years experience and some specializations. 

Most careers never offer these numbers, but if they do, you would need 20+ years of experience and work 60+ hour a week to realize these income levels.

But with Salesforce careers, this is standard, and Bradley gives us a complete run down in this video on what he has experienced with his own Salesforce career.

If you want to dive even deeper, check out this article describing the Top 7 Reasons a Salesforce career is a great profession; deep diving into major topics such as:

  • Incredible Income Potential.
  • Remote Work.
  • Career Growth.
  • Stability.
  • Career Diversity.
  • Community.
  • Culture.

Does this sound too good to be true?

Wait a second! Isn’t it really hard to learn this stuff? Why isn’t everyone doing it!

That’s a great question and to be honest, in my opinion, everyone who finds themselves underpaid or dissatisfied with their current job (or lack thereof) should consider it.

However, they aren’t, because change takes energy and effort, and frankly, my observation is that most people aren’t willing to commit any. 

Not to mention, even though most Salesforce professionals agree it’s a great career and advocate for it, they don’t know how to show others where to start, mainly because they are too focused on their own success in their own careers. 

Bradley however comes from the FI community, and he realized that helping people was more important to him than helping businesses. 

So he took a step back, mapped out the path to help someone with ZERO tech experience and ZERO college break into a Salesforce career.

And from what I’ve seen, he’s cracked the code and found the simple path to a lucrative career.

With 4.2 million jobs expected to be added to the Salesforce ecosystem over the next 4 years, it’s no surprise that demand for Salesforce roles far outpaces Salesforce talent which is why the door is wide open for you.

Get started for FREE

It all starts with getting your first certification, which you can learn exactly how to attain with this completely free 5-Day Salesforce Challenge.

This challenge will help you better understand if Salesforce might be something you’re interested in, and give you a step-by-step guided path forward.

It only takes about 30 minutes per day and you take it at your own pace, even if it takes you a few weeks to find the time.

One last quick fact to consider, Salesforce now offers completely free online training and webinars, and they’ve even made all certification upkeep free of charge. 

Why? 

Because there aren’t enough new Salesforce professionals to meet the demands of an ever-growing Salesforce ecosystem. With more and more businesses using Salesforce to power their businesses, getting those 4 million+ jobs filled is going to need lots of new Salesforce talent.

Given what I know now, and what I have seen the program do, I decided it was time to eat our own dog food (a term I learned from my time in the tech industry). And this is where we circle back to my kids.

My oldest son, Zach, already has a job but is looking to speed up his path to FI by doubling or even tripling his income.

My middle child, Zander, just got done with both high school and two years of free college thanks to the great college hacks we use in the FI community.

Both boys looked at the results we’ve seen from the Salesforce Career Development Program, set those facts against the precepts of FI, and decided to give Salesforce a shot.

Zach took the part-time approach, balancing his work demands with following the step-by-step guide and support provided by the program. He is well on his way.

His brother Zander will be taking a gap year to complete the Salesforce CDP on a full-time basis, opting out of his Junior and Senior years at the University of Washington.

We’ll be updating this post in the future with how the boys are doing if JL wishes, but odds are good that they will rapidly accomplish what thousands of others have already done with the help of the Salesforce Career Development Program.

If anything that I’ve shared in this post resonated with you, you owe it to yourself to give the free 5-Day Salesforce Challenge a shot.

It’s free, it’s self-paced, and it may dramatically change your life and supercharge your path to FI.

****************************************************************************

Addendum:

One of the reasons I found TalentStacker so appealing when Jonathan first presented it to me is that I have some experience with Salesforce. And it wasn’t good.

In my last corporate job, we brought on Salesforce and it was a disaster. Looking back it is not hard to see why: We had no one internally dedicated to understanding and implementing it. Instead, lots of us were trying to make it work individually and with little coordination. We had neither the time, skills nor patience to sort it out.

But that was a decade ago and times change. Now companies realize they need someone on their team dedicated to and trained in Salesforce. Maybe you.

If so, check it out. 

By way of full disclosure, TalentStacker is an affiliate partner. If you click on the links and make a purchase jlcollinsnh.com may receive compensation.

****************************************************************************

Republic Wireless just sent me a nice note reminding me I have been with them for eight years now. Each month they charge $25 for me, the same for my wife and $30 for our daughter as she uses more data. $80 total. And somehow each month they find discounts to give me that lower this even further. Before RW I remember paying over $100 just for my one phone. 

Since we’ve joined them in 2013, many other providers have come along to tempt us. But RW feels like the perfect balance between low price and great service. 

A couple of months ago, we got new Samsung Galaxy S21-5g phones, and bringing them on line has been remarkably smooth and easy. No small thing for the tech-challenged like us. My wife and I love them so far and our millennial daughter, a much heavier phone user, does as well.

If you think they might work for you click this affiliate link. If you choose to sign up, this blog will earn a commission. For more detail, here are some past posts:

Republic Wireless and my $19 per month phone plan

My new RW Phone

****************************************************************************

Here’s what I’ve been reading recently:

 

Related

Important Resources

  • Talent Stacker is a resource that I learned about through my work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where we featured Bradley Rice on the Podcast. In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his expenses low. Jonathan teamed up with Bradley to build Talent Stacker, and they have helped more than 1,000 students from all walks of life complete the program and land jobs like clockwork, earning double or even triple their old salaries using a Salesforce certification to break into a no-code tech career.
  • Credit Cards are like chain saws. Incredibly useful. Incredibly dangerous. Resolve to pay in full each month and never carry a balance. Do that and they can be great tools. Here are some of the very best for travel hacking, cash back and small business rewards.
  • Personal Capital is a free tool to manage and evaluate your investments. With great visuals you can track your net worth, asset allocation, and portfolio performance, including costs. At a glance you'll see what's working and what you might want to change. Here's my full review.
  • Betterment is my recommendation for hands-off investors who prefer a DIFM (Do It For Me) approach. It is also a great tool for reaching short-term savings goals. Here is my Betterment Review
  • NewRetirement offers cool tools to help guide you in answering the question: Do I have enough money to retire? And getting started is free. Sign up and you will be offered two paths into their retirement planner. I was also on their podcast and you can check that out here:Video version, Podcast version.
  • Tuft & Needle (T&N) helps me sleep at night. They are a very cool company with a great product. Here’s my review of what we are currently sleeping on: Our Walnut Frame and Mint Mattress.
  • Vanguard.com

Filed Under: Guest Posts

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Comments

  1. Schmitt Trading Ltd says

    August 5, 2021 at 2:27 am

    Thank you very much for this post and the information.

    Reply
  2. longtime reader says

    August 5, 2021 at 6:44 am

    this reads like an advertisement and is missing so many details. what “tech-adjacent” field can offer that amount of earning potentially while requiring zero coding experience?

    Reply
    • Skills/Degrees says

      August 5, 2021 at 9:05 am

      It’s referring to Salesforce careers as the tech-adjacent field. If you Google Salesforce it’s the leading CRM platform in the world and they have way too many new customers and not nearly enough skilled professionals to fill the roles those new customers need to hire for. If fuel companies are struggling to find truck drivers and restaurants are struggling to find service workers… imagine how much these skill positions are struggling.

      Reply
      • Reed says

        August 6, 2021 at 1:38 pm

        Is anyone referred to in this article getting paid to promote the Salesforce product???????!!!!!!! Please disclose…

        Reply
        • Ed Tee says

          August 6, 2021 at 6:11 pm

          Hi Reed,

          No, no one is being paid to leave comments.

          Reply
        • Frank says

          November 13, 2021 at 8:06 pm

          This is in the post:

          “By way of full disclosure, TalentStacker is an affiliate partner. If you click on the links and make a purchase jlcollinsnh.com may receive compensation.”

          Not really sure what you’re asking.

          Reply
    • Billy Pilgrim says

      August 5, 2021 at 10:02 am

      In my experience, only a fraction of the people who work “in tech” actually write the code. There are plenty of other well-paying roles that go into producing software products. You need designers, researchers, product managers, POs and scrum masters if you’re running an agile process, support, marketing, technical writers, business analysts, QA, and on and on. Lots of those fields have certification programs, or can be broken into from other types of jobs.

      Reply
      • Skills/Degrees says

        August 5, 2021 at 10:25 am

        Yes this is spot on, you clearly have some insight into how these platforms work. There are far more roles than just the “developers”, if you want to code be a developer, if you don’t… there are far more options available!

        Reply
  3. Steve S says

    August 5, 2021 at 8:46 am

    I’m excited to see this here as well. My wife had the same initial reaction I had – what’s the catch? There are no free lunches.

    I’ve concluded that the catch is that most companies can’t be bothered to allocate someone to learning the new skillset, so having someone come in ready to go is valuable. Similarly, the majority of people don’t take the initiative to teach themselves a new skill. It’s easier just to stick with what you know.

    I will say that as I start to dip into the training on Trailhead, the software does feel initially fairly complex and flush with options (I’ve opted to attempt the Trailhead route rather than the TalentStacker route for now due to the low(er) barrier of entry). As with many things, it appears to be that it just takes time and practice to familiarize. As complex as Salesforce seems to be to some – especially the untrained – I can tell you right now that my Trailhead training thus far has not been nearly as painful to learn as many of my B.Sc. college courses.

    It’s wild that Salesforce is giving the training away and the opportunities await those who take the time to seize them. Cheers to anyone chasing this one down, whether through TalentStacker or Trailhead!

    Reply
    • Skills/Degrees says

      August 5, 2021 at 9:11 am

      Salesforce is buying the lunch on this one… but they sort of have to or their customers won’t be supported.

      The customer pays about $150/month/user to have Salesforce ($1,800/year), for a 30 employee company (small) that’s $50k+/year just to have the product. If you try to train someone up internally and they end up screwing up this new tool they are costing your company a lot of money, not to mention all of the money missed out on by not utilizing the new tool to make your business better. You are spot on, most people get excited, try to learn something for a week or two then give up.

      Talent Stackers 5 day challenge actually shows you how to get setup on Trailhead and then shows you exactly what Trails to follow in the beginning so you don’t get overwhelmed immediately. The training is free because Salesforce is at a complete shortage of quality professionals and have annihilated all barriers to entry to attempt to bridge the gap. They’ve been doing this for over 5 years and the need for skilled professionals continually outruns the number of people skilling up.

      Reply
      • jlcollinsnh says

        August 5, 2021 at 10:25 am

        ” If you try to train someone up internally and they end up screwing up this new tool they are costing your company a lot of money, not to mention all of the money missed out on by not utilizing the new tool to make your business better. You are spot on, most people get excited, try to learn something for a week or two then give up.”

        This is exactly what happened in my last corporate job, except we had far more than 30 employees. 😉

        Reply
        • vorlic says

          August 5, 2021 at 1:37 pm

          My experience exactly, Mr Collins. I was then called up to sort out the mess (while expected to keep up my usual commitments), at a fraction of the cost of the “Project Manager”.

          I left.

          Reply
  4. dale says

    August 5, 2021 at 9:29 am

    Oh well, I guess almost everybody in the world of blogging succumbs to posting things just to post things.

    Reply
  5. Doug says

    August 5, 2021 at 10:49 am

    I just miss the good ol’ days when FI bloggers didn’t feel the need to have their blogs turn a profit. Now I can’t even read the emails I subscribe to from JLCollins without following the link to the ad heavy website. Media vine is the worst.
    While the site content on this site and MR is interesting, I avoid them simply because of the annoying advertising.

    Reply
    • DMaynard says

      August 17, 2021 at 12:59 pm

      Try downloading Ghostery ad-blocker as a chrome extension.

      Reply
  6. Samantha B. says

    August 5, 2021 at 1:03 pm

    This post is so fitting as I found Salesforce through ChooseFI and after finding out about JL Collins!

    I started with the free trial and joined the program. I have seen so many people – truck drivers, teachers, a professional musician, hospitality industry, and stay at home mom’s break into a Salesforce career making more money and typically being remote and having that freedom!

    Trailhead is completely free to try – but in the beginning, Salesforce can seem very complicated, but the more you get used to it and do personal projects, it is such an amazing tool, and there’s just not enough people who know how to use it for all the companies that need Admins!

    If anyone has questions about my SF journey, can always message me on Linkedin!

    Reply
  7. Mallory Donohue says

    August 5, 2021 at 1:05 pm

    I joined the Talent Stacker program about 6 months after learning about it on ChooseFI. Within 3 months, I’ve landed an awesome Salesforce role!

    It was definitely a combination of hard work and little bit of luck- but if you start learning Salesforce (for free on Trailhead) and think it’s a path you’d enjoy, I’d highly recommend the program.

    If you’d like to chat about Talent Stacker and whether or not it’s worth it- connect with me on LinkedIn! I have been so grateful for the community around Salesforce and there have been so many people who believed in me and helped me- I’m happy to pay it forward!

    https://www.linkedin.com/in/mallory-donohue/

    Reply
  8. Ben Q says

    August 5, 2021 at 1:24 pm

    I first started learning about Salesforce and Trailhead near the beginning of the year. It caught my interest and I started diving deeper.
    For context, I have an unrelated background in blue collar work, but absolutely love building and problem solving, and thought it could be a great fit. At the time I was already earning over $60k and on a path to $120k in three years. The problem was it was causing other issues in my life, and was not a good long term fit for a high quality of life.

    I was laid off in April (happens regularly in my previous industry, as we very regularly change companies when projects end) and took the plunge to learn Salesforce full time (thanks to the power of FU money).
    By mid June I had learned enough to pass my Salesforce Admin exam on the first try. I decided to take a few weeks off to enjoy the summer, and now I am looking for an Admin position with a company that seems like a good fit.
    I have the benefit of not rushing back to work (Thanks again to FU money) and being picky about where I land. I am now regularly (3 this week) getting contacted by recruiters who are looking for somebody with my qualifications.

    I took a chance on this opportunity for an overall lifestyle change, not a monetary one, and the results have been outstanding. Based on conversations I’ve been having with recruiters, I suspect I will have a job within a short period of time, and for a similar salary as I had before, without having to commute or live in a HCOL area.

    If you have any questions, or if I can help you in your Salesforce career, feel free to reach out on Linkedin.

    https://www.linkedin.com/in/benusingsalesforce/

    Reply
  9. K Bell says

    August 5, 2021 at 3:55 pm

    I started this program 4 weeks ago. While Salesforce gives you the training with Trailhead, I decided I really needed the program too, for it’s focus, study groups, community support, and for the hand holding with resumes, LinkedIn and job interview prep. They also will help with getting experience in hands-on projects, when I’m ready, which will be a huge benefit. The combination of the training on Trailhead, the Salesforce Community, and the TalentStacker program makes me think I can actually make this career pivot work.

    Reply
  10. Disgruntled FI says

    August 5, 2021 at 4:58 pm

    JL I’m a huge huge fan of yours for years and have a ton of respect – but the business money making of this Salesforce pushiness from the ChooseFI team is a bit much. It’s enough to hear it every episode of their podcast – to the point where many in the FI community have stopped tuning in. Please FI community, let’s publish things that are true to us and not try to make $$ off others in the community. I understand that is not the main intention here but this was way too spammy of a post.

    Reply
  11. David Pfister says

    August 5, 2021 at 7:20 pm

    Kinda disappointed jlc. A short post on the merits of pursuing a training certificate to increase ones earnings potential would be appropriate. This guest post seemed like one big sales job. As someone with a background in tech, I certainly wouldn’t recommend that a student at a 4 year university take a gap year to obtain Salesforce training.

    Reply
  12. Jason T says

    August 5, 2021 at 7:58 pm

    Usually when something’s too good to be true, it often is. I had the same initial thought when I began looking into Salesforce. Look, I don’t know what to tell you specifically that will spur you in the right direction, but it worked for me, and it’s worked for others. It’s like if those miracle weight loss pills or seen-onTV products actually worked. If you’re looking to take your professional life back, at least try it out for a bit and see if it’s something you could do. Because like the post said, the opportunities are there. Whether it’s startups or consultants or companies that buy Salesforce and have no idea what the hell to do with it, the jobs are there.

    Reply
  13. Christine King says

    August 5, 2021 at 8:36 pm

    Talent Stacker is the best! THE most inclusive and supportive group I’ve ever been a part of.

    I’m beyond thankful for ChooseFI for having both Bradley and Anita on the podcast, then creating this program.

    I am not even certified yet, but have had two interviews thanks to the advice and strategy of the Talent Stacker program! Bradley, Jonathan and Brad have completely changed my life.

    Reply
  14. Nick L. says

    August 5, 2021 at 9:03 pm

    For what it’s worth, I participated in the Talent Stacker program and am still active in the group. I started in January 2020. By March I had earned my first Certification, got started on a volunteer project, and had started landed interviews. By the end of April I had accepted an offer at 85k and I started my first role in May. I do have a non-tech related college degree but my most recent work experience was 3 years as a letter carrier with the USPS so not exactly relevant. Not saying everyone falls within that timeline, but plenty do. Some take longer, and some are faster.

    It’s ok to be skeptical. I think an extremely driven, organized person (who maybe has some other tangentially relevant experience) can probably achieve success in pivoting to a Salesforce career using only the free material that Salesforce provides via Trailhead (and the free 5 day challenge!) to earn their first certification or two and then just applying to tons of jobs. Like most things, a little bit of luck helps. For me, the value of the course was in the quality of material it provided, the curated step by step path laid out (not feeling like I’m just flailing), the community you surround yourself with, and also I knew that the very act of paying for the service would motivate me to fully commit to making this change.

    Also for what it’s worth, I’ve been a ChooseFI listener for 2+ years and am glad they advertised for this program. Otherwise I wouldn’t have found it, and even if I did I wouldn’t have necessarily trusted the claims Bradley was making for “sounding too good to be true.” For me, it worked out exactly as advertised.

    Reply
  15. KR says

    August 5, 2021 at 9:29 pm

    Article says: “Most careers never offer these numbers, but if they do, you would need 20+ years of experience and work 60+ hour a week to realize these income levels.”

    My career as an advertising creative paid the numbers quoted in just a few years. I certainly did not work 20 years and 60+ hours a week before I made 180k. This article feels extremely shilly—But wait! There’s more!—and broad uninformed statements like this are part of the reason.

    Reply
    • Content FI says

      August 5, 2021 at 10:39 pm

      It does say “most” not “all” though… So you’re saying you feel most careers do pay $150-$180k/year in just a few years? Some careers do, just not many and certainly not most… Great job on your career by the way I’m sure people would also be interested in how to get started on that path!

      Reply
  16. Cristian says

    August 6, 2021 at 4:51 am

    With all due respect, this post reads like an ad. I have huge admiration for Jim, read his book, listen to a bunch of his interviews. I also used to like the ChooseFI podcast. But this is a bit much.

    Reply
    • Paul Wright says

      August 6, 2021 at 6:53 pm

      Jim is a man of integrity and wouldn’t allow spam on his blog. I trust him.

      Reply
  17. Alfreds Futterkise says

    August 6, 2021 at 5:20 am

    Similar to Salesforce, Business Intelligence is also a field that is relatively easy to pivot to and expected to grow (even more) huge in the coming years. Power BI and relational database knowledge and SQL is literally all you need to get a high-paying job that can be completely remote with huge upside in the future. Microsoft is investing enormously in Power BI and SQL has been around since the 70s and will be useful for 50 more years.

    Reply
  18. Kathy E. says

    August 6, 2021 at 8:01 am

    The options JLC points out in this article are the real deal, and it’s great to see the FI community and folks who have taken advantage of these learning and career opportunities share this information. I am now 4x Salesforce certified (more to come this year) and was able to start working for a great Salesforce consulting company just a few months after my first certification. Though it can be a bit of a challenge finding that first job with limited implementation experience, companies and consulting firms are scrambling to find this talent if you have any experience. And kudos to Google for their certification programs too. This is the perfect complement to getting to FI sooner than you think.

    Reply
  19. Martize Smith says

    August 7, 2021 at 2:16 pm

    Simple strategies and ideas can change your life and propel your career. I’ve used basic goal setting methods to make higher incomes and speed up really retirement. I share this content because I know it can change lives. Look at people who are getting results or are already where you want to be then use their framework.

    Reply
  20. Tracy P says

    August 9, 2021 at 1:35 pm

    After being furloughed from a long career in the Travel industry, I found the ChooseFI podcast (wish I had found this sooner) and heard about the TalentStacker program. I was hesitant at first, do I really want to spend money on this? You could go it alone with the free Salesforce training but, the reality is transitioning to a new career is hard enough. The value that I’ve received in terms of a being provided a proven pathway to a major career transition, the responsiveness of the TS team, the sincerity and support of the Facebook group, network and seeing non-IT people find success in a new Salesforce career is a breath of fresh air. I have no doubt I’ll be another 2021 success story.

    Reply
  21. Tad Ghostal says

    August 12, 2021 at 4:11 pm

    I’ve been working in the Salesforce space for over a decade, and while it CAN be highly lucrative, it’s also kind of like many other careers. Experience is king, and right now the market is FLOODED with people who just went after their certification expecting to find a job. I just hired a junior person who doesn’t have their certification, but has spent a couple years working with other technologies and seems like he could train up well in Salesforce. Conversely, we were interviewing a guy with 10 certs who clearly had no clue, so yeah, just like a lot of other jobs.

    I will say, that the salary data that is referenced is absolute bullshit. The data source is Mason Frank, who is a Salesforce recruiter who is notorious in the industry for being scammy and distrustful. They “compile” data every year on SF salaries and it’s always eye rolling. They are just trying to promote their own hack business. Also <80% of Salesforce jobs are absolutely NOT remote. Bogus figure. The best case scenario in all this, is you get a couple certs and you work for a Salesforce consultancy, which is often a grind-em-up and spit-em-out kind of shop. After that you could find a job pretty much anywhere.

    Pretty disappointed to see this kind of stuff here. But I guess these are uncertain days and you gotta make a buck where you can.

    Reply
    • Skeptical says

      August 12, 2021 at 8:58 pm

      Yep. You’re right. There’s no shortcut to getting experience. I’ve worked in this field and can tell you there are a lot of very smart, very hardworking people in it. There will be competition. Hiring in tech is also highly dependent on economic factors that can swing wildly.

      Reply
  22. Kevin Torrence says

    August 14, 2021 at 10:45 am

    Mr. Collins, your book has allowed me to sleep peacefully at night. The simple, straightforward explanation of the wisdom of investing in vtsax made crystal clear the direction and focus I needed. Thank you.

    However, this Salesforce post is unfortunately a clear example of a friendship clouding judgement. Yes there are numerous high paying opportunities in tech and other fields that don’t require a college degree. A simple google search will affirm. But please don’t think that it will be quick and stress free.

    Reply
  23. ChrisCD says

    August 24, 2021 at 9:23 am

    Look, I get it. People need to make $. $ supports Blogs and allows some blogging professionals to make a full-time career out of it. But, why not just be upfront with the costs of the program. The post really does read like a spammy sales pitch lead-in letter that was far too common, not that long ago. I was trying to figure-out the hitch and at first it didn’t make sense. SalesForce offers free training. Seems to be free also through something called Trailhead. So where is the $? Ah, in something called TalentStacker. Instead of just pitching a 5-day fee course, talk about TalentStacker and what it costs.

    Reply
  24. Jay says

    August 30, 2021 at 8:00 pm

    I’m a fan of you Jim, but this post left me a little more skeptical and confused more than anything. I feel like not all of the info is there. I feel like this post lists some blanket positive statements while pointing to the FREE 5 DAY PROGRAM without much substance to it. Organic real world examples or financial disclosures that usually make FI blogs so authentic are nowhere to be found in this post.

    Reply
  25. Sorely disappointed says

    September 13, 2021 at 11:03 am

    Like others, JL Collins has impacted my life is such a positive way that I cannot overstate it. I have referred so many friends and family to his book. However, due to this post, I no longer have blind faith in all things “JL Collins.” I probably won’t be back here anymore. Maybe an occassional check-in. I no longer have faith that my interests are first.

    Reply
  26. erin says

    March 23, 2022 at 11:49 am

    I’m curious what the results were? Seems like it has been many months since this experiment began, can you please post an update?

    Reply

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      • A New Chapter for Chautauqua
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      • The Price of Security
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      • Case Study #17: Buying into the market right before a Bear
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      • Just inked a contract for my next book, and I want you to be a part of it!
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      • Chautauqua: A terrible business model
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      • Season's Greetings!!
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      • The new book is out!
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      • Guess what I just finally read for the first time...
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      • The negligence that led me to DIY investing
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      • Chainsaws and Credit Cards
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      • The Simple Path to a Lucrative Career
    • ► July (1)
      • Help Wanted: a new book
    • ► June (1)
      • The Top 9 (Bad) Arguments Against Bitcoin
    • ► May (2)
      • Collins on Crypto
      • The Alfred Hitchcock Path to FI
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      • Time to sell?
    • ► February (1)
      • Mariah International: All that glitters…
  • ► 2020 (11)
    • ► December (1)
      • Season's Greetings!!
    • ► June (1)
      • How to give when you have a business
    • ► April (4)
      • Investing with Vanguard for Europeans: 2020 update
      • Part XVII-B: ETF vs. Mutual Fund -- What's the difference?
      • Reviewing the comments on my post of April 1st
      • Why I will no longer be writing this blog
    • ► March (4)
      • My move from VMMXX to VBTLX
      • COVID-19: The unvarnished truth from Doc G.
      • Chautauqua sits out 2020
      • Taking advantage of Mr. Bear
    • ► February (1)
      • Mr. Bear, Podcasts, a good book and why I should be in 100% stocks
  • ► 2019 (11)
    • ► November (4)
      • How we bought our new car
      • The House Hacking Strategy
      • What does buying a new car really cost over the years?
      • Why we bought a brand new car
    • ► August (1)
      • A Guided Meditation for When the Stock Market Is Dropping
    • ► June (2)
      • 7 Days in Heaven: or Why Slowing Down Will Get You There Sooner
      • Quit Like a Millionaire
    • ► March (1)
      • Stocks -- Part XXXV: Investing for Seven Generations
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      • Chautauqua 2019 - UK & Portugal - Tickets Now Available
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      • Mr. Bogle passes
      • "I wanted the unreasonable"
  • ► 2018 (16)
    • ► December (1)
      • Happy Holidays! and a bit on Mr. Market
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      • Truly Passive Real Estate Investing
      • Car Talk: An update on Steve and looking at Leafs
      • Chautauqua 2018 Greece: A week for the gods!
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      • On Twitter, gone for Chautauqua and dark on comments till November
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      • What we own and why we own it: 2018
      • Tuft & Needle: Our Walnut Frame and Mint Mattress
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      • Kibanda Part 5: Pretty, and pretty much done
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      • Stocks--Part XXXIV: How to unload your unwanted stocks and funds
      • Tracking your holdings
      • Stocks -- Part XXXIII: Optimism
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      • Kibanda Part 4: Quicksand!
      • My Talk at Google, Playing with FIRE and other Chautauqua connections
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      • Stocks -- Part XXXII: Why you should not be in the stock market
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      • Chautauqua 2018: Mt. Olympus, Greece
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      • An International Portfolio from The Escape Artist
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      • The Bond Experiment: Return to VBTLX
      • How to Invest in Bitcoin like Benjamin Graham
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      • Kibanda Part 3: Running the numbers
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      • Sleeping soundly thru a market crash: The Wasting Asset Retirement Model
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      • Stocks -- Part XXXI: Too hot. Too cold. Not pure enough.
      • Kibanda, Part 2: Negotiating the deal
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      • Time Machine and the future returns for stocks
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      • Is there an interior designer in the house?
      • The Simple Path to Wealth goes Audio!
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      • Where did you learn about money?
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      • Buy Your Freedom; Rent the Rest
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      • Stocks -- Part XXX: jlcollinsnh vs. Vanguard
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      • What the naysayers are missing
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      • Reviews of The Simple Path to Wealth; gone for summer
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      • The Simple Path to Wealth is now Published!
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      • It's better in the wind. Still.
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      • Cool things to check out while I'm gone
      • Stocks — Part XXIX: How to save money for college. Or not.
      • Help Wanted: The Book
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      • F-You Money: John Goodman v. jlcollinsnh
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      • Q&A - V: The Women of Amphissa
      • jlcollinsnh gets a new suit
    • ► January (3)
      • Chautauqua 2015 Reviews, 2016 registration open
      • Case Study #15: The Scavenger Life -- Freedom first, then Financial Independence
      • 3rd Annual (2015) Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2016
  • ► 2015 (18)
    • ► December (2)
      • Q&A - IV: Strawberry Patch
      • Seasons Greetings! and other cool stuff
    • ► October (2)
      • Personal Capital; and how to unload your unwanted stocks and funds
      • Stockchoker: A look back at what your investment might have been
    • ► September (2)
      • Case Study #14: To Dream the Impossible Dream (and then realize it)
      • Hotel Living
    • ► August (1)
      • Mr. Market's Wild Ride
    • ► June (4)
      • Gone for Summer, an important note on comments and random cool stuff that caught my eye
      • Around the world with an Aussie Biker
      • Case Study #13: The Power of Flexibility
      • Stocks — Part VIII: The 401(k), 403(b), TSP, IRA & Roth Buckets
    • ► March (2)
      • Stocks -- Part XXVIII: Debt - The Unacceptable Burden
      • Chautauqua October 2015: Times Two!
    • ► February (2)
      • YNAB: Best Place to Work Ever?
      • Case Study #12: Escaping a soul-crushing job before you're 70
    • ► January (3)
      • Case Study #11: John, a small business owner in transition
      • Trish and Stan take an Intrepid Sailing Voyage
      • 2014 Annual Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2015
  • ► 2014 (29)
    • ► December (2)
      • Diamonds and Happy Holidays!
      • Micro-Lending with Kiva
    • ► November (3)
      • Chautauqua February 7-14, 2015: Escape from Winter
      • Stocks -- Part XXVII: Why I Don’t Like Dollar Cost Averaging
      • Jack Bogle and the Presidential Medal of Freedom
    • ► October (3)
      • Tuft & Needle: A better path to sleep
      • Nightmare on Wall Street: Will the Blood Bath Continue?
      • Help Wanted
    • ► September (1)
      • Chautauqua 2014: Lightning strikes again!
    • ► August (2)
      • Stocks -- Part XXVI: Pulling the 4%
      • Stocks -- Part XXV: HSAs, more than just a way to pay your medical bills.
    • ► July (3)
      • Stocks -- Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow
      • Summer travels, writing, reading and other amusements
      • Moto X, my new Republic Wireless Phone
    • ► June (1)
      • Stocks -- Part XXIII: Selecting your asset allocation
    • ► May (1)
      • Stocks -- Part XXII: Stepping away from REITs
    • ► April (3)
      • Q&A III: Vamos
      • Q&A II: Salamat
      • Q&A I: Gaijin Shogun
    • ► March (2)
      • Top 10 posts
      • Cafe No Se
    • ► February (4)
      • Chautauqua 2014 preview, closing up for travel and other random cool things that caught my eye of late.
      • Case Study #10: Should Josiah buy his parents a house?
      • Case Study #9: Lars -- maximizing some good fortune and considering "dollar cost averaging"
      • Case Study #8: Ron's mother - she's doin' all right!
    • ► January (4)
      • roundup: Some random cool things
      • Stocks — Part XXI: Investing with Vanguard for Europeans
      • Case Study #7: What it looks like when everything financial goes wrong
      • 1st Annual Louis Rukeyser Memorial Market Prediction Contest 2013 results, and my forecast for 2014
  • ► 2013 (41)
    • ► December (4)
      • Closing up for the Holidays, see you in 2014
      • Betterment: a simpler path to wealth
      • Case Study 6: Helping an ill and elderly parent
      • Stocks -- Part XX: Early Retirement Withdrawal Strategies and Roth Conversion Ladders from a Mad Fientist
    • ► November (3)
      • Death, Taxes, Estate Plans, Probate and Prob8
      • Case Study #5: Zero to 2.6 million in 25 years
      • Case Study #4: Using the 4% rule and asset allocations.
    • ► October (3)
      • Republic Wireless and my $19 per month phone plan
      • Case Study #3: Let's get Tom to Latin America!
      • The Stock Series gets its own page
    • ► September (2)
      • Case Study #2: Joe -- off to a fast start!
      • Chautauqua 2013: A Week of Dreams
    • ► August (1)
      • Closing up shop plus an opening at Chautauqua, my new podcast, phone, book and other random cool stuff
    • ► July (1)
      • They Will Kill You For Your Shoes!
    • ► June (4)
      • Stocks -- Part VIII-b: Should you avoid your company's 401k?
      • Shilpan's Seven Habits to Live More with Less
      • Stocks -- Part XIX: How to think about money
      • My path for my kid -- the first 10 years
    • ► May (5)
      • Why your house is a terrible investment
      • Stocks — Part XVIII: Investing in a raging bull
      • Dining with the Ghosts of Sarah Bernhardt and Alfons Mucha
      • How we finally got the house sold
      • Stocks — Part XVII: What if you can't buy VTSAX? Or even Vanguard?
    • ► April (4)
      • Greetings from Prague & a computer question
      • Swimming with Tigers, a 2nd chance on the Chautauqua, a financial article gets it wrong and I'm off to Prague
      • Storage, Moving and Movers
      • Homeless, and a bit on the strategy of dollar cost averaging
    • ► March (4)
      • Wild Turkeys, Motorcycles, Dining Room Sets & Greed
      • Roots v. Wings: considering home ownership
      • How about that stock market?!
      • The Blog has New Clothes
    • ► February (5)
      • Meet Mr. Money Mustache, JD Roth, Cheryl Reed & me for a Chautauqua in Ecuador
      • High School Poetry, Carnival, cool ads and random pictures that caught my eye
      • Consignment Shops: Best business model ever?
      • Cafes
      • Stocks -- Part XVI: Index Funds are really just for lazy people, right?
    • ► January (5)
      • Social Security: How secure and when to take it
      • Fighting giraffes, surreal landscapes, dancing with unicorns and restoring a Vanagon
      • My plan for 2013
      • VITA, income taxes and the IRS
      • How to be a stock market guru and get on MSNBC
  • ► 2012 (53)
    • ► December (6)
      • See you next year....until then: The Origin of Life, Life on Other Worlds, Mechanical Graveyards, Great Art, Alternative Lifestyles and Finding Freedom
      • Stocks -- Part XV: Target Retirement Funds, the simplest path to wealth of all
      • Stocks -- Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks Part XIV: Deflation, the ugly escort of Depressions.
      • Stocks -- Part XIII: The 4% rule, withdrawal rates and how much can I spend anyway?
      • How I learned to stop worrying about the Fiscal Cliff and you can too.
    • ► November (2)
      • Rent v. owning: A couple of case studies in Ecuador
      • So, what does a month in Ecuador cost anyway?
    • ► October (4)
      • See you in December....
      • Meet me in Ecuador?
      • The Podcast: You can hear me now.
      • Stocks -- Part XII: Bonds
    • ► September (6)
      • Stocks -- Part XI: International Funds
      • The Smoother Path to Wealth
      • Case Study #I: Putting the Simple Path to Wealth into Action
      • Tales of Bolivia: Calle de las Brujas
      • Stocks -- Part X: What if Vanguard gets Nuked?
      • Travels in South America: It was the best of times....
    • ► August (1)
      • Home again
    • ► June (4)
      • Yellow Fever, closing up shop for the summer and heading to Peru y Bolivia
      • I could not have said it better myself...
      • Stocks -- Part IX: Why I don't like investment advisors
      • Happy Birthday, jlcollinsnh; and thanks for the gift Mr. MM!
    • ► May (6)
      • Stocks -- Part VIII: The 401K, 403b, TSP, IRA & Roth Buckets
      • Mr. Money Mustache
      • The College Conundrum
      • Stocks -- Part VII: Can everyone really retire a millionaire?
      • Stocks -- Part VI: Portfolio ideas to build and keep your wealth
      • Stocks -- Part V: Keeping it simple, considerations and tools
    • ► April (6)
      • Stocks -- Part IV: The Big Ugly Event, Deflation and a bit on Inflation
      • Stocks -- Part III: Most people lose money in the market.
      • Stocks -- Part II: The Market Always Goes Up
      • Stocks -- Part 1: There's a major market crash coming!!!! and Dr. Lo can't save you.
      • You can eat my Vindaloo, mega lottery, Blondie, Noa, Israel Kamakawiwo 'Ole, art, film and a ride on the Space Shuttle
      • Where in the world are you?
    • ► March (7)
      • How I lost money in real estate before it was fashionable, Part V: Sold! and the taxman cometh.
      • How I lost money in real estate before it was fashionable, Part IV: I become a Landlord.
      • How I lost money in real estate before it was fashionable, Part III: The Battle is Joined.
      • How I lost money in real estate before it was fashionable, Part II: The Limits of the Law.
      • How I lost money in real estate before it was fashionable, Part I: Impossibly Naive.
      • You, too, can be conned
      • Armageddon and the value of practical skills
    • ► February (6)
      • Rent v. Owning Your Home, opportunity cost and running some numbers
      • The Casanova Kid, a Shit Knife, a Good Book, Having No Regrets, Dark Matter and a bit of Magic
      • What Poker, Basketball and Mike Whitaker taught me about Luck
      • How to Give like a Billionaire
      • Go ahead, make my day
      • Muk Finds Success in Tahiti
    • ► January (5)
      • Travels with "Esperando un Camino"
      • Beanie Babies, Naked Barbie, American Pickers and Old Coots
      • Selling the House and Adventures in Staging
      • The bashing of Index Funds, Jack Bogle and a Jedi dog trick
      • Magic Beans
  • ► 2011 (22)
    • ► December (1)
      • Dividend Growth Investing
    • ► November (2)
      • The Mummy's head, Particle Physics and "Knocking on Heaven's Door"
      • "It's Better in the Wind" or why I ride a motorcycle
    • ► October (1)
      • Lazy Days and School Days
    • ► July (2)
      • The road to Zanzibar sometimes goes thru Ecuador...
      • Johnny wins the lotto and heads to Paris
    • ► June (16)
      • Chainsaws, Elm Trees and paying for College
      • Stuff I’ve failed at: the early years
      • Snatching Victory from the Jaws of Defeat
      • The. Worst. Used. Car. Ever.
      • Top Ten reasons your future is so bright it hurts my eyes to look at it
      • The Most Dangerous Words Your Customer Can Say
      • How not to drown in The Sea of Assholes
      • What we own and why we own it
      • The Ten Sales Commandments
      • My ever so formal and oh so dry CV
      • How I failed my daughter and a simple path to wealth
      • The Myth of Motivation
      • Why you need F-you money
      • My short attention span
      • Why I can’t pick winning stocks, and you can’t either
      • The Monk and the Minister

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