Well, gee. It’s been almost a month since my return from Ecuador. No wonder I’m restless. Fortunately, we have our daughter to visit in France. She’s there for her junior year at University. I told her when she left, “Don’t plan on coming home. We’ll come to you.” And a promise (threat?) is a… [Continue Reading]
Archives for December 2012
Stocks — Part XV: Target Retirement Funds, the simplest path to wealth of all
Ok, so you’ve read the Smoother Path to Wealth and thought, “Aww man. Three funds? And I gotta rebalance them every year? That’s too much to keep track of!” But then you hit the link and went to the Simple Path to Wealth. As you read, you thought, “This is more like it. Only one fund…. [Continue Reading]
Stocks — Part XIV: Deflation, the ugly escort of Depressions.
In Part XII: Bonds, reader Chronicrants commented: “I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….” Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was… [Continue Reading]
Stocks Part XIV: Deflation, the ugly escort of Depressions.
In Part XII: Bonds, reader Chronicrants commented: “I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….” Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was… [Continue Reading]
Stocks — Part XIII: The 4% rule, withdrawal rates and how much can I spend anyway?
4%. Maybe more. So, you’ve followed the jlcollinsnh big three: You’ve avoided debt You’ve spent less than you’ve earned You’ve invested the surplus Eggs by Sergey Gusev Now you’re sitting on your stash and wondering just how much you can spend each year and not run out. This could be stressful, but it really should… [Continue Reading]
How I learned to stop worrying about the Fiscal Cliff and you can too.
You can’t turn on the TV or radio or pick up a newspaper these days without being confronted with scary talk about the Fiscal Cliff and the doom that awaits us should we hurdle over it into the abyss. This is (mostly) a financial blog. I intentionally avoid politics, primarily because that subject turns so… [Continue Reading]