Kibanda Part 4: Quicksand!

When I was a kid, the TV adventure serials and pre-movie shorts (remember those?) in the theaters were filled with dauntless heroes facing deadly peril in exotic lands. One of the most compelling of these was quicksand. You be walking along when suddenly you, or more likely the lovely damsel with you (sorry ladies, that’s… [Continue Reading]

Life on the Beach

This FI life is tough, what with all the having to choose between this fun activity and that. For the last several weeks we have again been ensconced in Shamba, my in-laws’ Lake Michigan beach house which they so graciously let us use. Traditionally we do this in July, when the weather is warm and… [Continue Reading]

Buy Your Freedom; Rent the Rest

Both with housing and cars. Renting lets you get ahead, because you don’t need to take the financial risk to maintain a physical asset. You are also less stressed and you have more flexibility because your costs are always predictable. Stress free and predictable. That’s the key to freedom.

What the naysayers are missing

Recently, some of my friends enjoyed a bit major media coverage. Kristy and Bruce of Millennial Revolution were interviewed on TV and I love their last line: “If you figure out money, life is incredibly easy. If you don’t, life is insanely hard.” I like it so much it is now part of I could not have said it… [Continue Reading]

jlcollinsnh gets a new suit

Welcome to our still classic new look! Just about three years ago jlcollinsnh.com underwent its first redesign and the sweeping changes you have become used to were ushered in. There were lots of reasons for this but the tipping point was when Sean over at Renewable Wealth, in the nicest possible way, said “…your current design… [Continue Reading]

Mr. Market’s Wild Ride

Bad Market! Bad, bad, bad Market! Can’t I even go on a little vacation without you tearing up the place while I’m gone? I turn my back for one second (well, OK, maybe two months) and you start sliding? And then that 1000 point drop? What’s up with that? Yes, yes, I know. It was… [Continue Reading]