Life on the Beach

This FI life is tough, what with all the having to choose between this fun activity and that. For the last several weeks we have again been ensconced in Shamba, my in-laws’ Lake Michigan beach house which they so graciously let us use. Traditionally we do this in July, when the weather is warm and… [Continue Reading]

Sell! Sell!! Sell!!! Sell?

Intro by JL’s Team Is the bear market over, is it “on pause,” or is it just taking a nap before roaring back to life?  Truth is, it doesn’t matter. In this post from 2017, JL addresses when is the right time to buy—and when is the right time to sell… Based on some of… [Continue Reading]

Mr. Bogle and me

Jack Bogle, Fiscal Saint Back in November, Mrs. jlcollinsnh and I had packed our bags and were preparing to leave our hotel to catch our return flight to Quito for our annual Chautauquas. We’d spent the week in the little fishing village of San Clemente on the Ecuadorian coast relaxing and catching up with friends I’d… [Continue Reading]

Buy Your Freedom; Rent the Rest

Both with housing and cars. Renting lets you get ahead, because you don’t need to take the financial risk to maintain a physical asset. You are also less stressed and you have more flexibility because your costs are always predictable. Stress free and predictable. That’s the key to freedom.