Stocks — Part XIV: Deflation, the ugly escort of Depressions.

In Part XII: Bonds, reader Chronicrants commented:  “I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….”  Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was… [Continue Reading]

Stocks — Part XIII: The 4% Rule, Withdrawal Rates and How Much Can I Spend Anyway?

4%. Maybe more. So, you’ve followed the jlcollinsnh big three: You’ve avoided debt. You’ve spent less than you’ve earned. You’ve invested the surplus. Eggs by Sergey Gusev Now you’re sitting on your stash and wondering just how much you can spend each year and not run out. This could be stressful, but it really should… [Continue Reading]

See you in December….

View of the Valley from the Retreat As you gathered from the last post, I’m off to Ecuador until December.  When I get back you can look for posts on Deflation, Target Date Funds, Withdrawal Rates, running the rent v own numbers on some of the property I will have checked out in Ecuador and… [Continue Reading]

Meet me in Ecuador?

Later this month I’ll be returning to Ecuador for several weeks.  I decided to do this to amuse myself and, well, because being retired I can. Once I decided to go my attention turned to what might be interesting to explore while I’m there.  Mostly I’ll be following my own advice  avoiding the sights, lingering in… [Continue Reading]

The Podcast: You can hear me now.

A few weeks back a guy calling himself The Mad Fientist showed up in the comments section here on jlcollinsnh.  He started by linking back to my post.  As if the name alone wasn’t enough, that got me poking around, and enjoying, his site. One of the cool things he does is podcast conversations with other… [Continue Reading]