Much has been changing in the world of health care here in the US. While the opinions on these changes vary widely, one thing I can say with some certainty is that the number of people having access to and choosing High-Deductible Health Insurance Plans is likely to increase. These plans basically allow you to… [Continue Reading]
Archives for 2014
Stocks — Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow
Illustration courtesy of The Hindu Someday, if all goes well and you haven’t already, you’ll wake up to find you’ve reached the ripe old age of 70 1/2*. Hopefully in good health, you’ll rise from bed, stretch and greet the new day happy to be alive. You’ve worked hard, saved and invested, and now are … [Continue Reading]
Summer travels, writing, reading and other amusements
The beach just steps out side the Shamba door Summer is full upon us and so are the jlcollinsnh annual travels. This year we are headed back to our in-laws beach house on Lake Michigan in Wisconsin. It is a drop dead gorgeous setting with sandy beach stretching for miles in both directions. We call… [Continue Reading]
Stocks—Part XXIII: Selecting Your Asset Allocation
Life is balance and choice. Add more of this, lose a little of that. When it comes to investing, that balance and choice is informed by your temperament and goals. If I had it to do over, this blog would be likely named The Simple Path to Wealth after one of my very earliest posts… [Continue Reading]
Stocks — Part XXII: Stepping Away from REITs
Last week I received a comment from a reader named Paul. In it he asked this very provocative question: “Curious why you view REITs as an inflation hedge any more than stocks are an inflation hedge.” As it happens, that’s a question I’d been pondering a lot of late. Regular readers will know, as described… [Continue Reading]
Q&A III: Vamos
Vamos An original painting by Alex Ferrar On display at his restaurant Sobremesa, Antigua, Guatemala Welcome to the third in this series of posts featuring questions and answers from the comments that have accumulated during my recent travels. As with the first two, it is named after the featured painting above. As described in the last two… [Continue Reading]
Q&A II: Salamat
Salamat An original painting by Alex Ferrar On display at his restaurant Sobremesa, Antigua, Guatemala Welcome to the second in this series of posts featuring questions and answers from the comments that have accumulated during my recent travels. As before, the post is named after the featured painting above. As described in the last post, Q&A, traveling… [Continue Reading]
Q&A I: Gaijin Shogun
Gaijin Shogun An original painting by Alex Ferrar On display at his restaurant Sobremesa, Antigua, Guatemala Traveling without a computer, as I do, provides a wonderful break from the relentless onslaught of non-stop connectivity that is the mark of our modern world. For a brief few weeks it gives me the chance to return to… [Continue Reading]
Top 10 posts
With any luck at all, by the time you read this I should be sitting in the cafe in Antigua that affords this view Since I’ve learned how to schedule posts to publish automatically (at least I think I have), I thought I’d put this one together to appear while I’m gone. Maybe it will give… [Continue Reading]
Cafe No Se
So I am here in Antigua, Guatemala hanging out in one of my favorite dives, Travel Menu, drinking beer and eating some awesome food and talking to my new pal Lito. The talk turns, as talk will do, to other worthy dives here in town and he asks if I’ve made it to Cafe No… [Continue Reading]







