JL Collins •

18 Comments

I’ve been an investor in the stock market for 50 years. Here’s the one thing that will determine whether the market makes you wealthy or leaves you bleeding on the side of the road: What you do when the market drops. Market drops fall into three broad categories: Corrections, which are drops of ~10% Bear… [Continue Reading]

JL Collins •

24 Comments

Let’s start with a couple pieces of exciting news, and then I’ll fill you in.  First, there is a brand new edition of The Simple Path to Wealth coming to bookstores on May 20th. Second, my pal Pete Adeney, Mr. Money Mustache himself, and I will be doing a live zoom conversation, open to everyone… [Continue Reading]

JL Collins •

44 Comments

April 7, 2025 Deja vu all over again A few short years ago my blog comment section and social media were blowing up. Panic was in the air. The comments were varied, but uniformly convinced this time was different. As a theme, they ran along these lines: “JL, I love your work and have been… [Continue Reading]

JL Collins •

28 Comments

  Lanju Photografie, Unsplash Recently a friend reached out asking for my take on concerns raised in this article: What Goes Up I hate these kind of requests, probably because every time this sort of hand wringing article appears, people want me to talk them down off the ledge.  Ordinarily, I ignore these requests. Guess… [Continue Reading]

JL Collins •

21 Comments

Pull Your Head Out of the Sand  By Vicki Cook and Amy Blacklock Before I sat down to write this post, I re-read The Simple Path to Wealth. This quote from JL… “As individuals we only have one obligation to society:  To make sure we, and our children, are not a burden to others.” …is… [Continue Reading]

JL Collins •

167 Comments

Please Note: If you are outside Europe and the US, please be sure to read thru the comments on the original of this post. They have become a valuable forum for investors from all over the world. Who knew? Certainly not I. This all started when I wrote a series of letters to my daughter… [Continue Reading]

JL Collins •

78 Comments

While I touched on it in Part XVII, the differences between ETFs and Mutual Funds is a recurring question here. Perhaps I should have covered it better. Let’s do that now. We’ll use VBTLX and its ETF version, BND, as examples since those were my choices in my most recent move. ETFs (Exchange Traded Funds) were… [Continue Reading]

JL Collins •

220 Comments

As I have mentioned many times, we don’t discuss secret stuff at Chautauqua. There is no “special sauce” revealed for investing or life not available here on the blog or in my book. But we do kick around ideas and I sometimes explore concepts rattling around in my brain with the exceptional attendees Chautauqua always… [Continue Reading]

JL Collins •

115 Comments

If you have come here, read thru the Stock Series and decided the simple low-cost approach described makes sense, you are now faced with the problem of how do you get from where you are to where you want to be. That is, what do you do with all the investments you already have? How, exactly, do… [Continue Reading]

JL Collins •

92 Comments

Ya gotta be optimistic if yer gonna be an English Major Several years ago, as an English Major myself and because I can’t draw, I put a description of the cartoon above in my “About” page and in a post or two I can’t remember just now. In it I invited “one of my talented readers”… [Continue Reading]

JL Collins •

176 Comments

A couple of weeks back my pal and fellow Chautauqua speaker Firecracker and I were talking. At one point I was sharing with her an insight I had begun to develop about myself. Namely that I simply must be fundamentally wired differently than most folks. One of the key human characteristics that research has nailed down… [Continue Reading]

JL Collins •

113 Comments

I write this blog for my daughter and, by extension, people like her. People who know getting investing right can make a huge, positive difference in their lives but who don’t want to obsess over it. For them I created the Stock Series and the book, The Simple Path to Wealth. But, since this is… [Continue Reading]

TeamJL •

No Comments

The Chase Sapphire Preferred® Card has always been a favorite among travelers, and now it offers even more reasons to love it. The big sign-on bonus and recently introduced additional perks have elevated this card’s appeal, making it a must-have for those seeking flexible and valuable travel rewards. With the introduction of Chase Ultimate Rewards®… [Continue Reading]

Shawn Jenkins •

No Comments

By Shawn Jenkins and Jonathan Mendonsa Shawn Have you ever considered your career to be like a brokerage account for financial freedom? You want to make the most of what’s in your account—or career—but you also want to do things to grow the account. In terms of a career, that translates to increasing your income…. [Continue Reading]

JL Collins •

24 Comments

Post Highlights: Credit cards are powerful, dangerous tools. If you fail to understand them and use them poorly, they can become an endless source of misery and debt. Credit card variable interest rate increases are tied to the prime rate, so as the Fed raises the interest rate, the interest rate on your credit card… [Continue Reading]

JL Collins •

40 Comments

It is always wise to be careful in choosing with whom you associate and do business. The older I get the more this has proven true. I’ve known Jonathan and Brad, the founders of ChooseFI, for a long time. I was one of their first podcast guests and have been honored to be invited back… [Continue Reading]

JL Collins •

77 Comments

  Empower If you have come here, read through the Stock Series and decided the simple low-cost approach described makes sense, you are now faced with the problem of how do you get from where you are to where you want to be. That is, what do you do with all the investments you already have?… [Continue Reading]

JL Collins •

83 Comments

  About a decade ago and roughly a mile from where I lived at the time there was a mansion on a hill. As I don’t much care about mansions I don’t recall many of the details. I do remember a huge pool in the center of the house with columns running along the sides and… [Continue Reading]

JL Collins •

107 Comments

One of the things I’ve learned in the years I have been writing this blog is just how many people there are whose eyes begin to glaze over at the mere mention of investing. They know it is important but their mind just shuts down when the topic comes up. They have better things to… [Continue Reading]