I could not have said it better myself…

“If you reach for a star, you might not get one.  But you won’t come up with a hand full of mud either”

— Leo Burnett

“Never be haughty to the humble.  Never be humble to the haughty.”

— Jefferson Davis

“The reasonable man adapts himself to the world:  the unreasonable one persists in trying to adapt the world to himself.  Therefore all progress depends on the unreasonable man.”

“Life isn’t about finding yourself. Life is about creating yourself.”

“Lack of money is the root of all evil.”

–G.B. Shaw

“The tide is high but I’m holding on.”

–Blondie

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”

– Will Rogers.

 

 “But at my back I always hear Time’s winged chariot hurrying near.”

“Gather the flowers, but spare the buds.”

Andrew Marvell

“Learn to drink coffee without sugar.”

“You’re better off missing a bus or an airplane once in a while than getting there too early all the time.”

“Don’t expect too much from the company you work for, even if it’s a good company.”

–Andy Rooney

“If you would take, you must first give.  This is the beginning of intelligence.”

— Tao Te King

“Being able to do something well is one of life’s great joys.”

— Frank Tyger

Don’t cry because it’s over, smile because it happened.

— Dr. Seuss

“It’s hubris to think that the way we see things is everything there is.”

Lisa Randall

“The sweaty players in the game of life always have more fun than the supercilious spectators.”

— William Feather

“We are all imbued with the love of praise.”

— Henry Fielding

“I have never considered a difference of opinion in politics, in religion, in philosophy as a cause for withdrawing from a friend.”

— Thomas Jefferson

“We choose our joys and sorrows long before we experience them.” 

— Khalil Gibran

“Those who are easily shocked should be shocked more often.”

Mae West

“No one agrees with other people’s opinions, they merely agree with their own opinion expressed by somebody else.”

— Sydney Tremayne

“You can’t build a reputation on what you are going to do.”

— Henry Ford

“Consider the mosquito.  He sings at his work and he keeps everlastingly at it.  The only way to stop him is to kill him.”

— JT Fisher

 

 

“I am an old man and have known a great many troubles, but most of them never happened.”

“A man cannot be comfortable without his own approval.”

“Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do.”

Mark Twain

“Women who seek to be equal to men lack ambition.”

— Marilyn Monroe

“Simplicity is the keynote of all true elegance.” 

— Coco Chanel

“Do not anticipate trouble, or worry about what may never happen. Keep in the sunlight.”

“If you would be wealthy, think of saving as well as getting.”

 “Content makes poor men rich; discontentment makes rich men poor.”

— Ben Franklin

“Wisdom comes from experience. Experience is often a result of lack of wisdom.” 

–Terry Pratchett

 

“He has all of the virtues I dislike and none of the vices I admire.”

“A pessimist sees the difficulty in every opportunity; an optimist sees the opportunity in every difficulty.”

“Ending a sentence with a preposition is something up with which I shall not put.”

Winston Churchill

“But there’s also no doubt that many people, with fewer advantages than you, have overcome them to achieve much greater things”

— Mr. Money Mustache

“One of the greatest follies of our culture is the notion that possessions depict financial progress in your life.”

— Shilpan

“If you figure out money, life is incredibly easy. If you don’t, life is insanely hard.”

“Eeeeehehehe! We’re on the list, bitches!!!”

Millennial Revolution

“I don’t think anything is ever quite the same to us after we are dead.”

— Don Marquis

“Never allow a person to tell you no who doesn’t have the power to say yes.” 

— Eleanor Roosevelt

 

“If you obey all the rules, you miss all the fun.” 

Katharine Hepburn

“The purpose in life is to be defeated by greater and greater things.”

–Rainer Maria Rilke

“It ain’t too hard to get along with somebody else’s troubles.”

–Steve Goodman

“In misfortune, which friend remains a friend?”

–Euripides

 

“Money frees you from doing things you dislike. Since I dislike doing nearly everything, money is handy.”

Groucho Marx

“People who think they know everything are a great annoyance to those of us who do.”

–Isaac Asimov

“Uncertainty is the only certainty there is, and knowing how to live with insecurity is the only security.”

– John Allen Paulos.

“Let go of your attachment to being right, and suddenly your mind is more open. You’re able to benefit from the unique viewpoints of others, without being crippled by your own judgment.” 

— Ralph Marston

“We are what we pretend to be, so we must be careful what we pretend to be.”

— Kurt Vonnegut

 

 

“Life shrinks or expands in proportion to one’s courage.” 

Anais Nin

“In the end, it’s not going to matter how many breaths you took, but how many moments took your breath away.”

— Shing Xiong.

“Everything you want is on the other side of fear.”

— Jack Canfield

“I am much inclined to live from my rucksack and let my trousers fray as they like.”

— Herman Hesse

“Whatever course you decide upon, there is always someone to tell you that you are wrong.”

— Emerson

“I’ve had such a wonderful life. I only wish I’d realized it sooner.”

— Colette

“Trespassers kindly remember to close the gate.”

— Sign on an Irish gate

 Do you have your own favorites?  Maybe even turned a couple yourself?  Please share in the comments….

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Important Resources

  • Talent Stacker is a resource that I learned about through my work with Jonathan and Brad at ChooseFI, and first heard about Salesforce as a career option in an episode where they featured Bradley Rice on the Podcast. In that episode, Bradley shared how he reached FI quickly thanks to his huge paychecks and discipline in keeping his expenses low. Jonathan teamed up with Bradley to build Talent Stacker, and they have helped more than 1,000 students from all walks of life complete the program and land jobs like clockwork, earning double or even triple their old salaries using a Salesforce certification to break into a no-code tech career.
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  • Empower is a free tool to manage and evaluate your investments. With great visuals you can track your net worth, asset allocation, and portfolio performance, including costs. At a glance you'll see what's working and what you might want to change. Here's my full review.
  • Betterment is my recommendation for hands-off investors who prefer a DIFM (Do It For Me) approach. It is also a great tool for reaching short-term savings goals. Here is my Betterment Review
  • NewRetirement offers cool tools to help guide you in answering the question: Do I have enough money to retire? And getting started is free. Sign up and you will be offered two paths into their retirement planner. I was also on their podcast and you can check that out here:Video version, Podcast version.
  • Tuft & Needle (T&N) helps me sleep at night. They are a very cool company with a great product. Here’s my review of what we are currently sleeping on: Our Walnut Frame and Mint Mattress.
  • Vanguard.com

Comments

  1. Tara C says

    My favorite is a variation of one you have above:

    Good judgement comes from experience, and experirence comes from bad judgement. 🙂

  2. Jim Camasto says

    “Self-sufficiency means that one does not have to extort ecological fertility from the earth in order to trade with the empire for baubles.”
    – William Kötke

    “It is no measure of health to be well-adjusted to a profoundly sick society”
    – J. Krishnamurti

  3. 101 Centavos says

    Ben Franklin, Terry Pratchett, Mark Twain, Mae West, and Will Rogers all in one spot. Nice collection, Jim.
    No quotes to add, just a couple of provers and sayings
    Amat Victoria Curam (Victory loves preparation) – Latin Proverb
    A tavola non s’invecchia (at the dinner table, you don’t get old) – Italian proverb
    Il vino e’ il latte dei vecchi (Wine is the milk for old people) – Italian proverb
    A fool and his head are soon parted – Klingon proverb
    Finally, one that we picked up from an Eritrean friend a long ways back. “If your friend is like honey, don’t lick him too much”, meaning, of course, don’t take advantage of your friends.

  4. Poor Student says

    “There are no traffic jams along the extra mile.” – Roger Staubach

    “It takes twenty years to become an overnight success.” – Eddie Cantor

    “Outside of a dog a book is a man’s best friend. Inside of a dog it is too dark to read.” – Groucho Marx

    Anytime I have a chance to use this Groucho quote I do, and yours reminded me of it.

    Great list.

  5. jess says

    “Life isn’t about waiting for the storm to pass. It’s about dancing in the rain”
    “Life’s too short to be living some one else’s dream”
    “Life is what happens when you’re too busy making plans”
    “The more you like yourself, the less you are like anyone else, which makes you unique.” Walt Disney

    and of course, my favorite: “God must love stupid people, cause he made alot of them.” – my grandmother.

  6. Trisha Ray says

    You have many of my favorites…! This I wrote down 45 years ago:
    Also: “The world is a great book, of which those who never stir from home read only a page:”
    – Augustine
    and –
    “…all life is an experiment, the more you make, the better….”

  7. JTH says

    Getting ready to retire (30 days). Corporate job. Pension and 401k. Do I take a lump sum on pension or take an annuity?

  8. Michele says

    “The first and great commandment is: Don’t let them scare you.” (Elmer Davis)

    “To find out what one is fitted to do and to secure an opportunity to do it is the key to happiness.” (John Dewey)

    “It is one of the blessings of friends that you can afford to be stupid with them.” (Ralph Waldo Emerson)

    “What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?” (Adam Smith)

    “Never drive a car when you’re dead.” (Tom Waits)

  9. Dividend Mantra says

    “Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.”

    My favorite of them all!

    Thanks for an amazing collection of inspiration! And thanks even more for including me. I’m truly honored!

    Best wishes.

  10. ael says

    I believe the original is from Sacha Guitry and goes like this: “our wisdom comes from our experience and our experience comes from our foolishness.”

  11. panhead says

    I know this is an older post, but I love it so I figured I’d add a few, hopefully somebody sees them!

    “Beer is proof that god loves us and wants us to be happy!’
    Ben Franklin I believe

    and

    “Happiness is an olive in the bottom of your martini when you are hungry”
    Johnny Carson

    and my signature line in many forums:

    “When you live in the shadow of insanity, the presence of another mind that thinks and acts as yours does, is something close to a blessed event”

    Robert Pirsig, “Zen and the Art of Motorcycle Maintenance”

    • jlcollinsnh says

      Good to see this post getting some attention! Thanks for the contribution.

      Panhead, eh? Do you own one?

  12. Tom B Vere says

    I love quotes, besides the insights, they give strength and inspiration.

    On Love:
    The most important thing in life is to learn how to give out love, and to let it come in – Morrie Schwartz (1916-1995)

    But isn’t true love erratic and beautify as a butterfly, hard to catch!

  13. Anna says

    A bit of advice given to a young Native American at the time of his initiation: As you go the way of life, you will see a great chasm. Jump. It is not as wide as you think.
    – Joseph Campbell

    Thanks for helping us jump!

    • jlcollinsnh says

      Thanks Anna…

      That’s a wonderful bit of advice. Wish I’d gotten it as a youngster. Would have saved me the time of climbing down into the chasm and wondering aimlessly about before figuring it out. 😉

  14. Georgia Boy says

    “When Life looks like easy street, there is danger at your door”.
    Robert Hunter/Jerry Garcia

    My favorite line, of many, from the Grateful Dead. I’ve always thought it had great applicability to investing.

  15. Frogdancer says

    I’m using this post every day. I’m a secondary teacher and with every class I put a quote up on the board first thing and then we have a chat about it.
    Thanks!

    • jlcollinsnh says

      “Eeeeehehehe! We’re on the list, bitches!!!”

      Mmmm….

      That one might make the cut, too…. 🙂

      You better check. 😉

  16. vorlic says

    “There is hope in honest error, none in the icy perfection of the mere stylist.”
    J. D. Sedding (Charles Rennie Mackintosh’s personal motto)

    “Life is for a reason, and the reason is life.”
    Unknown

    “Eat your food as if this day is your last, and plant your crops as if you were immortal…”
    Unknown

  17. Greg says

    “Progress doesn’t come from early risers — progress is made by lazy men looking for easier ways to do things.”

    —Robert A. Heinlein, Time Enough for Love

  18. Dr. Remoulak says

    “When you invest in VTSAX, every stiff from the guy in the mail room to the CEO is going to work every day to make you richer”

    -JL Collins, as seen in the classic remake scene from “The Gambler”

      • Dr. Remoulak says

        Glad I was able to return a laugh – you’ve provided plenty for me between the entertaining blog and that video (between me looking at it many times and sharing with others, I think I’m easily good for 1k views of it!)

        Quick story – a few years back I opened UTMA accts for my kids (now 10 and 11) with a little money they got from relatives to give in hopes to light an early spark for saving and investing. It’s fun to see their excitement in connecting the dots in understanding they own a little piece of the businesses that make their favorite toys, movies, clothing etc., but for some reason things really clicked when I explained that all of those people rushing to work every day are working hard to help make them more money. Don’t suspect you’re looking for another project but there’s definitely a Simple Path to Wealth – kids edition that’s just waiting to be another huge success! Happy Thanksgiving.

  19. Ben says

    Something I say to my 9yo daughter all the time.

    Take care of your money and your money will take care of you.
    Look after your body and your body will take care of you too.

  20. Erin says

    Hi,
    I think you have a gift for writing, and I agree with just about everything you have written – from your stock series to your manifesto. I get the sense that you are a thoughtful, ethical person.

    Your Manifesto states, “You weren’t born to be a slave.” Jefferson Davis, the man you quote second in this article, one of nine individuals of whom you chose to include a picture, would not agree with you. He is an individual who, according to biographers, was seen as a “champion of a slave society”.

    While you should not be expected to police the morality of every individual referenced in this blog, Davis’ racism and treason are not shameful side notes accompanied by great contributions to society; they are the core of his rotten legacy. It would be nice to see him removed from this list.

    My contribution:
    “Have a vision. Be demanding.”
    —Colin Powell

    • jlcollinsnh says

      Hi Erin…

      The quotes included were chosen for themselves, not for who said them. In my view, we should be open to wisdom whatever the source.

      The message in that particular quote is one of the most powerful of the group.

      • Andre Jones says

        Hi Mr. Collins –

        I recently purchased Simple Path to Wealth and it will change my family’s future. I was reading MMM and came across the book recommendation. I’m an African-American male and would like to share your financial wisdom with others in my community. However, having a quote from the President of the Confederate States of America is a turnoff.

        I understand the reason you have F-you money is so that you can ignore comments like mine. That is definitely your prerogative. But I will submit to you a rebuttal to your statement above. You say the quotes were chosen for themselves, not for who said them. But shouldn’t the person who said them live by those words? Mr. Davis certainly was “haughty” to the slaves for which he fought a war to keep enslaved. It is hypocritical.

        Is it safe for me to assume that you would not post a quote from Adolf Hitler? If that is correct, then quoting a hypocritical quote from a Confederate is just as offensive to a certain group of folks. Like I said, you have F-you money, and if African-Americans are not people for whom you wish to help, then so be it.

        But if you wish to share this gift with “all” the folks that need it, please reconsider your stance on including this quote in “I couldn’t have said it better”, because it’s time for everyone to “do better”.

        • jlcollinsnh says

          Hi Andre…

          First let me say thank you for your very thoughtful comment. It has given me a lot to ponder, as did Erin’s before it, these last few days.

          After careful consideration, I am going to leave the quote up and for exactly the same reason I gave in my reply to her.

          We agree that Davis was a racist traitor who failed to live up to his own words in the quote I chose:

          “Never be haughty to the humble. Never be humble to the haughty.”

          So then the question becomes, should we accept nothing from this man? Even something that would make our own lives and the lives of those around us better?

          My choice is to accept the value despite the source. I have tried to live my life according to that quote and am better for it. Beautiful flowers can grow from the ugliest of landscapes.

          Both you and Erin were very kind in your assessment of my work and its value (and thank you both for that!), so let me make this a bit more personal.

          Like everyone who choses to be in the public eye, I draw some ugly comments. Here’s one you can find in the comments under my – https://www.youtube.com/watch?v=eikbQPldhPY – John Goodman/F-you money video:

          “Who is this fat white fag?”

          Now to be clear this is mostly factually true. Just like it is true that Davis is a racist traitor. I am fat, I am white and while I am not gay, I do have gay friends – so guilt by association and the reason I say “mostly.”

          Under my Google talk, there is this related piece of advice:

          “Don’t take advice from someone who cannot manage their own (sic) wasteline.”

          If my financial advice has value, rejecting it because I am a fat white guy with gay friends and an uncontrolled waistline hurts only those rejecting it. It bothers me not a whit.

          If you read that Davis quote, didn’t know the source and found it of value, rejecting it once you know who said it hurts only you. Davis doesn’t care, he’s dead.

          You are kind to call my work a “gift” and I am pleased to put it out there for any and all who care to pick it up. I am glad and honored that you did.

          Having said all that, one last thing.

          As I mentioned, your comment also caused me to review and reconsider Erin’s. One of the points she made was that Davis is “…one of nine individuals of whom you chose to include a picture…”

          The truth behind that is all nine pictures were chosen simply because those individuals had pictures I easily found. It was not intended to confer any special status upon them.

          However, the reader has no way to know that and without that knowledge, the pictures do indeed confer, even if unintended, a special status.

          While the quote remains, the Davis picture has been taken down.

          • Andre Jones says

            Mr. Collins,

            I appreciate you taking the time to reply to my comment. Although I was bothered by the hypocrisy of the quote, I did not reject your work and put it to use immediately.

            I want to use your recommendations to help African Americans in my town turn their financial situations around and grow wealth for future generations.

            What I was trying to get across to you is that if you really want to help people, you wouldn’t associate with something that could turn them away instantly. If you removed the quote, it wouldn’t change the value of your product one bit.

            When I begin to distribute your books to those I’m trying to help, it will be me having to defend the quote. And I can’t.

            By the way, I just stumbled across your google talk and it was tremendous.

  21. Robbie says

    What a great list of quotes! Lots of good ones.

    I’ll contribute one from my favorite novel, though it might be a bit… bleak for this particular blog. Oh well. Life isn’t always sunshine and rainbows. 🙂

    “But now, for the first time, I see you are a man like me. I thought of your hand-grenades, of your bayonet, of your rifle; now I see your wife and your face and our fellowship. Forgive me, comrade. We always see it too late. Why do they never tell us that you are poor devils like us, that your mothers are just as anxious as ours, and that we have the same fear of death, and the same dying and the same agony–Forgive me, comrade; how could you be my enemy?”
    ― Erich Maria Remarque, All Quiet on the Western Front

  22. Bharti says

    Now and then
    it’s good to pause
    in our pursuit of happiness and
    just be happy.

    – Guillaume Apollinaire

  23. RPC says

    “The aim of life is appreciation; there is no sense in not appreciating things; and there is no sense in having more of them if you have less appreciation of them.” – G. K. Chesterton

  24. Matt I says

    A possibly contentious quote for your readers but this is why I chose to enjoy my youth and start investing later in life.

    “So many people spend their youth chasing wealth, only to spend their wealth chasing youth”

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