About the content:

The ideas, concepts and everything else on this blog, excepting of course comments made by others, are simply my opinion based on what has worked for me and what has kicked me in the ass. It may not continue to work for me and it may not work for you.

While I am happy to answer your questions, these answers are based on what I would do based on the limited information you will have provided. I am not a professional investment advisor, nor do I aspire to be one.  Further, I cannot possibly know the full details of any reader’s personal situation or needs.

jlcollinsnh.com makes no representations as to accuracy, completeness, currentness, suitability, or validity of any information on this site and will not be liable for any errors, omissions, or delays in this information or any losses, injuries, or damages arising from its display or use. All information is provided on an as-is basis.

You are solely responsible for your own choices. There are absolutely no guarantees here.

The investment ideas of others:

Occasionally I am asked to read some book, article and/or blog and dispute the ideas in them. I simply don’t have the time or inclination to do this. I’m not the least bit interested in trying to persuade anybody of anything.

If you read my blog you’ll soon have a very clear idea of my views. You can then read other sources, compare and decide for yourself what resonates.

About the ads and affiliate links:

After 2.5 years I have finally decided to accept ads on this blog. It is important for you the reader to understand most of these are automatically generated. They do not necessarily reflect my opinion or carry my recommendation.

If you want to know what I think about any particular company or product, please use the search function. If I have written about it, you’ll find my unvarnished opinion in one of the posts.

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You are solely responsible for any comment/content you leave on this blog.  By leaving a comment on this blog it becomes a part of the public domain and you hereby grant the owner of this blog the unlimited right and license to use, copy, display, save, reproduce, distribute, or publish (including, without limitation, in another blog post, article or book) your content or comment free of charge.


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  1. Tom Semple
    Posted March 13, 2014 at 4:07 pm | Permalink

    Love to read here.

    Just a thought . . . not that I’m a lawyer…

    Looking at the following text “…By leaving a comment on this blog it becomes the property of jlcollinsnh.com and it may be used in another post, article or book. …”

    I wonder if you might be better served by adjusting a portion of that from “…becomes the property of jlcollinsnh.com…” to something along the lines of “…becomes licensed to jlcollinsnh.com in an ulimited fashion, though the material itself is solely the product and property of the posting entity…”

    My thought may be obvious, though if not, I suspect it’s a better liability to have an unlimited license to use the product rather than becoming the owner of the product, with whatever liability the ownership may carry.

    If you happen to read this comment and find it way off base, I look forward to finding out how/why.


    Often willing to “pay it forward” & encourage others to do the same . . .

    • jlcollinsnh
      Posted April 10, 2014 at 6:06 am | Permalink

      Thanks Farmboy…

      Glad you like it!

      Thanks, too, for your suggested phrasing. It may well be better than what I’m using, or not. Thanks for giving me a chance to reconsider it.

      I’m not a lawyer either and am just trying to let people know what to expect when they post comments and questions and I respond.

      I know we have lawyers out there reading. Any thoughts?

    • jlcollinsnh
      Posted April 25, 2014 at 12:09 am | Permalink

      Thanks Tom again for your thoughts.

      There is now new lawyer-approved phrasing in place!

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