Category Archives: Stock Investing Series

Stocks — Part VIII: The 401(k), 403(b), TSP, IRA & Roth Buckets

So far in this Series we’ve examined the market and looked at some sample portfolios built from our two key index funds and cash. Those funds are what we call investments. But in our complex world we must next consider where to hold these investments. That is, in which bucket should which investment go? It […]

Posted in Stock Investing Series | 73 Responses

Stocks — Part XXVIII: Debt – The Unacceptable Burden

A couple of years after I was out of college, I got my first credit card. They were tougher to come by in those days. Not like now when my unemployed pet poodle has his own line of credit. The first month I racked up about $300 or so. When the bill came, there was […]

Also posted in Education | 126 Responses

2014 Annual Louis Rukeyser Memorial Market Prediction Contest results, and my forecast for 2015

Just about this time two years ago I published a bit of satire titled How to be a Stock Market Guru and get on MSNBC. In it I mocked the idea that anyone can predict the short-term market and laughed at those who claim they can. Just as one of my financial heroes, Louis Rukeyser, used […]

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Stocks — Part XXVII: Why I Don’t Like Dollar Cost Averaging

At some point in your life you may find yourself in the happy dilemma of having a large chunk of cash to invest. An inheritance perhaps, or maybe money from the sale of another asset. Whatever the source, investing it all at once will seem a scary thing as we discussed in Part XVIII. If […]

Posted in Stock Investing Series | 62 Responses

Stocks — Part XXVI: Pulling the 4%

Courtesy of Fritz Cartoons At some point, if you have been following the Simple Path to Wealth described in these posts, you will be able to chose to have your assets pay the bills rather than your labor. How quickly you reach this point will have much to do with your saving rate and how […]

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Stocks — Part XXV: HSAs, more than just a way to pay your medical bills.

Much as been changing in the world of health care here in the US. While the opinions on these changes vary widely, one thing I can say with some certainty is that the number of people having access to and choosing High-Deductible Health Insurance Plans is likely to increase. These plans basically allow you to […]

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Stocks — Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow

   Illustration courtesy of The Hindu Someday, if all goes well and you haven’t already, you’ll wake up to find you’ve reached the ripe old age of 70 1/2. Hopefully in good health, you’ll rise from bed, stretch and greet the new day happy to be alive. You’ve worked hard, saved and invested, and now are  […]

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Stocks — Part XXIII: Selecting your asset allocation

Life is balance and choice. Add more of this, lose a little of that. When it comes to investing, that balance and choice is informed by your temperament and goals. If I had it to do over, this blog would be likely named The Simple Path to Wealth after one of my very earliest posts […]

Also posted in Money | 102 Responses

Stocks — Part XXII: Stepping away from REITs

Samsara An original painting by Alex Ferrar* Last week I received a comment from a reader named Paul. In it he asked this very provocative question: “Curious why you view REITs as an inflation hedge any more than stocks are an inflation hedge.” As it happens, that’s a question I’d been pondering a lot of late. […]

Also posted in Guest Posts | 67 Responses

Q&A I: Gaijin Shogun

Gaijin Shogun An original painting by Alex Ferrar On display at his restaurant Sobremesa, Antigua, Guatemala Traveling without a computer, as I do, provides a wonderful break from the relentless onslaught of non-stop connectivity that is the mark of our modern world. For a brief few weeks it gives me the chance to return to […]

Also posted in Money, Travels | 6 Responses