Category Archives: Stock Investing Series

Stocks — Part XVII: What if you can’t buy VTSAX? Or even Vanguard?

Today we’ll explore some alternatives In Part VI of this Stock Series, and in other posts on the blog, I recommend three specific mutual funds: VTSAX (Vanguard Total Stock Market Index Fund) VGSLX (Vanguard REIT Index Fund) VBTLX (Vanguard Total Bond Market Index Fund) These are the funds I own myself. In each case they are the “Admiral [...]

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Stocks — Part XVI: Index Funds are really just for lazy people, right?

Ah, no.  Index investing is for people who want the best possible results. Over the last year or so some of my investing ideas have drawn comment on other blogs and forums.  Lately I’ve noticed that even those folks seeking to compliment me sometimes frame my position on Vanguard and index funds as sound advice [...]

Posted in Stock Investing Series | 47 Responses

Stocks — Part XV: Target Retirement Funds, the simplest path to wealth of all

Ok, so you’ve read the Smoother Path to Wealth and thought,  ”Aww man.  Three funds?  And I gotta rebalance them every year?  That’s too much to keep track of!” But then you hit the link and went to the Simple Path to Wealth.  As you read, you thought, “This is more like it.  Only one fund. [...]

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Stocks — Part XIV: Deflation, the ugly escort of Depressions.

In Part XII: Bonds, reader Chronicrants commented:  ”I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….”  Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was [...]

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Stocks — Part XIII: Withdrawal rates, how much can I spend anyway?

4%.  Maybe more. So, you’ve followed the jlcollinsnh big three: You’ve avoided debt You’ve spent less than you’ve earned You’ve invested the surplus Eggs by Sergey Gusev Now you’re sitting on your stash and wondering just how much you can spend each year and not run out.  This could be stressful, but it really should [...]

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Stocks — Part XII: Bonds, and a bit on REITS

Well.  Here we are in Part XII of our series on Stocks.  And the subject is Bonds.  What’s up with that?? When I first began this series the plan was for maybe four or five segments.  Sure enough, those focused on stocks. But then we looked at some portfolio ideas and some other stuff, like [...]

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Stocks — Part XI: International Funds

Photo by tonynetone In Part VI of this series we looked at some portfolio ideas to build and keep your wealth.  Last time, in The Smoother Path to Wealth, we did much the same and we discussed the concept of Asset Allocation a bit as well. In keeping with the overall financial theme of the blog, we strive to [...]

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Stocks — Part X: What if Vanguard gets Nuked?

You don’t have to read very far into this blog to know I am a strong proponent of investing in Vanguard index funds.  Indeed, you’ll find this in the Manifesto: Vanguard.  End of story. Understandably, this raises some questions.  Today let’s look at the four most common: 1.  What makes Vanguard so special? When Jack Bogle founded [...]

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Stocks — Part IX: Why I don’t like investment advisors

 During a recent trip to Ohio I caught up with RMak, a fellow member of a motorcycle forum I frequent.  Later he posted a report on our meeting and in describing me said: “Out stepped a mountain of a man…this guy looked to be a cross between John Wayne, Justin Beiber and Bigfoot.”  Kinder than [...]

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Stocks — Part VIII: The 401K, 403b, IRA & Roth Buckets

In Part IV we looked at some sample portfolios built from the three key Index Funds I favor, plus cash.  Those four are what we call investments. But in our complex world we must next consider where to hold these investments.  That is, in which bucket should which investment go?  There are two types of [...]

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