Author Archives: jlcollinsnh

Stocks — Part XXVII: Why I Don’t Like Dollar Cost Averaging

At some point in your life you may find yourself in the happy dilemma of having a large chunk of cash to invest. An inheritance perhaps, or maybe money from the sale of another asset. Whatever the source, investing it all at once will seem a scary thing as we discussed in Part XVIII. If […]

Posted in Stock Investing Series | 35 Responses

Jack Bogle and the Presidential Medal of Freedom

Jack Bogle  Jack Bogle on why he started Vanguard Above is a picture of Jack Bogle, the founder of Vanguard, the creator of the modern low-cost index fund and my personal hero. If you aspire to be wealthy and financially independent, he should be yours as well. Before Mr. Bogle the financial industry was set […]

Posted in Life, Money | 27 Responses

Tuft & Needle: A better path to sleep

  About a decade ago and roughly a mile from where I lived at the time there was a mansion on a hill. As I don’t much care about mansions I don’t recall many of the details. I do remember a huge pool in the center of the house with columns running along the sides […]

Posted in Stuff I recommend | 41 Responses

Nightmare on Wall Street: Will the Blood Bath Continue?

Nightmare on the Wall (Street) Courtesy of jflaxman The headline for today’s (Saturday, Oct 18th) post I ripped off from a major financial media outlet. I’m so ashamed. It was the actual headline from a piece they put up this past week to describe the market action on Wall Street. They should be even more […]

Posted in Money | 39 Responses

Help Wanted

Pony Express When I launched this blog back in the good old days, I barely knew what a blog was. I had heard the term but I had never actually seen one. I joke that the first blog post I ever read was the first post I ever wrote. If it is funny it is […]

Posted in business, Life | 41 Responses

Chautauqua 2014: Lightning strikes again!

Well, this was a rare delight. Photo courtesy of Kate Last year’s Chautauqua was so much fun, attracted such cool people and was just so damn epic it seemed unlikely to repeat. But it did, and this year we got coffee! Let’s start with that.

Posted in Chautauqua | 43 Responses

Stocks — Part XXVI: Pulling the 4%

Courtesy of Fritz Cartoons At some point, if you have been following the Simple Path to Wealth described in these posts, you will be able to chose to have your assets pay the bills rather than your labor. How quickly you reach this point will have much to do with your saving rate and how […]

Posted in Money, Stock Investing Series | 67 Responses

Stocks — Part XXV: HSAs, more than just a way to pay your medical bills.

Much as been changing in the world of health care here in the US. While the opinions on these changes vary widely, one thing I can say with some certainty is that the number of people having access to and choosing High-Deductible Health Insurance Plans is likely to increase. These plans basically allow you to […]

Posted in Money, Stock Investing Series | 46 Responses

Stocks — Part XXIV: RMDs, the ugly surprise at the end of the tax-deferred rainbow

   Illustration courtesy of The Hindu Someday, if all goes well and you haven’t already, you’ll wake up to find you’ve reached the ripe old age of 70 1/2. Hopefully in good health, you’ll rise from bed, stretch and greet the new day happy to be alive. You’ve worked hard, saved and invested, and now are  […]

Posted in Money, Stock Investing Series | 34 Responses

Summer travels, writing, reading and other amusements

  Katerina Plotnikova Photographs The beach just steps out side the Shamba door Summer is full upon us and so are the jlcollinsnh annual travels. This year we are headed back to our in-laws beach house on Lake Michigan in Wisconsin. It is a drop dead gorgeous setting with sandy beach stretching for miles in […]

Posted in Life, Random cool things that catch my eye | 35 Responses