Yearly Archives: 2012

See you next year….until then: The Origin of Life, Life on Other Worlds, Mechanical Graveyards, Great Art, Alternative Lifestyles and Finding Freedom

Well, gee.  It’s been almost a month since my return from Ecuador.  No wonder I’m restless.  Fortunately, we have our daughter to visit in France.  She’s there for her junior year at University.   I told her when she left, “Don’t plan on coming home.  We’ll come to you.”  And a promise (threat?) is a […]

Posted in Life | 5 Responses

Stocks — Part XV: Target Retirement Funds, the simplest path to wealth of all

Ok, so you’ve read the Smoother Path to Wealth and thought,  “Aww man.  Three funds?  And I gotta rebalance them every year?  That’s too much to keep track of!” But then you hit the link and went to the Simple Path to Wealth.  As you read, you thought, “This is more like it.  Only one fund. […]

Posted in Stock Investing Series | 51 Responses

Stocks — Part XIV: Deflation, the ugly escort of Depressions.

In Part XII: Bonds, reader Chronicrants commented:  “I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….”  Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was […]

Posted in Stock Investing Series | Tagged | 9 Responses

Stocks Part XIV: Deflation, the ugly escort of Depressions.

In Part XII: Bonds, reader Chronicrants commented:  “I’d love to see more on deflation. I’ve always been confused about it and about it’s consequences. It seems like it would be a good thing, and yet….”  Great point, and what better topic, I thought, for unlucky number 13 in this series! Unfortunately, I forgot that was […]

Posted in Money | Tagged | 9 Responses

Stocks — Part XIII: Withdrawal rates, how much can I spend anyway?

4%.  Maybe more. So, you’ve followed the jlcollinsnh big three: You’ve avoided debt You’ve spent less than you’ve earned You’ve invested the surplus Eggs by Sergey Gusev Now you’re sitting on your stash and wondering just how much you can spend each year and not run out.  This could be stressful, but it really should […]

Posted in Stock Investing Series | 69 Responses

How I learned to stop worrying about the Fiscal Cliff and you can too.

You can’t turn on the TV or radio or pick up a newspaper these days without being confronted with scary talk about the Fiscal Cliff and the doom that awaits us should we hurdle over it into the abyss. This is (mostly) a financial blog.  I intentionally avoid politics, primarily because that subject turns so […]

Posted in Life, Money | 37 Responses

Rent v. owning: A couple of case studies in Ecuador

If you’ve been reading the last few posts focused on my recent trip to Ecuador, you know one of my objectives was to take a look at property for sale both in Cuenca and in and around Bahia on the coast.  I like looking at property, it is an excellent way to get a feel […]

Posted in Homeownership, Travels | Tagged , , | 32 Responses

So, what does a month in Ecuador cost anyway?

$3636.35 That title question was posed by a blog reader and, since I obsessively track expenses anyway and my guess is if you’re a reader of jlcollinsnh you’d be curious, it suggested a fun and easy post topic.  Since I was actually there only 27 days, that’s $134.83 per day.  But you could do it […]

Posted in Life, Money, Travels | Tagged , | 41 Responses

See you in December….

View of the Valley from the Retreat As you gathered from the last post, I’m off to Ecuador until December.  When I get back you can look for posts on Deflation, Target Date Funds, Withdrawal Rates, running the rent v own numbers on some of the property I will have checked out in Ecuador and […]

Posted in Life | 21 Responses

Meet me in Ecuador?

Later this month I’ll be returning to Ecuador for several weeks.  I decided to do this to amuse myself and, well, because being retired I can. Once I decided to go my attention turned to what might be interesting to explore while I’m there.  Mostly I’ll be following my own advice  avoiding the sights, lingering in […]

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Posted in Chautauqua, Travels | 19 Responses